Hamilton County property record for 623 Spears Ave, Chattanooga, TN 37405
| Property Type | Vacant Land |
|---|---|
| Details | 1 ba · 1,319 sqft · built 1910 |
| Lot Size | 0.171 acres (7,456 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,365,000 (Jun 2026) |
| Tax Bill | $881 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jul 2025 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135C G 003 |
| Primary APN | 135C G 003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,456 sqft (0.171 acres) |
| Lot Dimensions | 114 ft deep x 65 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 623 SPEARS AVE |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3549 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R3 |
| Legal Description | LT 7 ALLINS ADDN TO HILL CITY PB 3 PG 15 REV PB 133 PG 36 |
| Legal Subdivision | ALLENS ADDN TO HILL |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 623 SPEARS AVE, CHATTANOOGA, TN 37405-3549 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer HON & KOPET TITLE |
| Jul 25, 2025 | Quit Claim Deed, Transfer · Construction Mortgage STUDIO BANK |
| Feb 14, 2025 | Intrafamily Transfer, Transfer JONES TITLE |
| Feb 14, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Feb 14, 2025 | Warranty Deed, Transfer UNKNOWN, JONES TITLE COMPANY LLC |
| Feb 24, 2017 | Trustee's Deed, Construction Loan · Line of Credit KELVIN ROBERTS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Feb 14, 2025 · Amount on Record |
| Deed Document Number | 2026061760 |
| Deed Book / Page | 14337 / 933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 17, 2026 |
| Property Address | 623 SPEARS AVE, CHATTANOOGA, TN 37405-3549 |
| Document Number | 0000000060 |
| Book / Page | 14337 / 933 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202660 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | HON & KOPET TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $510,100.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 623 SPEARS AVE, CHATTANOOGA, TN 37405-3549 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 25, 2025 |
| Property Address | 623 SPEARS AVE, CHATTANOOGA, TN 37405-3549 |
| Document Number | 0000000157 |
| Book / Page | 13993 / 559 |
| Map Reference | MB 133 PG 36 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2025072500157 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3772 WORKMAN RD, CHATTANOOGA, TN 37407 |
| Document Number | 0013993562 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 13993/562 |
| Name | STUDIO BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 14, 2025 |
| Property Address | 623 SPEARS AVE, CHATTANOOGA, TN 37405-3549 |
| Document Number | 0000000198 |
| Book / Page | 13837 / 904 |
| Map Reference | VOL 3 PG 100 |
| Instrument Date | Feb 14, 2025 |
| Instrument | 2025021400198 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | JONES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 SPEARS AVE, CHATTANOOGA, TN 37405-3549 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 14, 2025 |
| Property Address | 623 SPEARS AVE, CHATTANOOGA, TN 37405-3549 |
| Document Number | 0000000197 |
| Book / Page | 13837 / 900 |
| Map Reference | VOL 3 PG 100 |
| Instrument Date | Feb 14, 2025 |
| Instrument | 2025021400197 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 SPEARS AVE, CHATTANOOGA, TN 37405-3549 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 14, 2025 |
| Property Address | 623 SPEARS AVE, CHATTANOOGA, TN 37405-3549 |
| Document Number | 0000000199 |
| Book / Page | 13837 / 942 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Feb 14, 2025 |
| Instrument | 2025021400199 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | UNKNOWN, JONES TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3772 HAMILL RD, HIXSON, TN 37343-3421 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 24, 2017 |
| Property Address | 623 SPEARS AVE, CHATTANOOGA, TN 37405-3549 |
| Book / Page | 010983 / 000432 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 152 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 16, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000000152 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 010983/000432 |
| Instrument | 152 |
| Name | KELVIN ROBERTS |
|---|---|
| Address | 5928 HIXSON PIKE # A-353, HIXSON, TN 37343-4838 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 23, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $881.00 (-4.86%) | $58,150 (+40.37%) | $232,600 (+40.37%) Land $143,800 Building $88,800 |
| 2024 | $926.00 | $41,425 (-) | $165,700 (-) Land $80,500 Building $85,200 |
| 2023 | $926.00 | $41,425 (-) | $165,700 (-) Land $80,500 Building $85,200 |
| 2022 | $926.00 | $41,425 | $165,700 Land $80,500 Building $85,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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