623 Silverwood St, Oceanside, CA 92058 Property Records

San Diego County property record for 623 Silverwood St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,227 sqft · built 1984
Lot Size	0.142 acres (6,176 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jul 2001)
Tax Bill	$3,066 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`158-372-27-00`

Property Details

APN / Parcel Number

Primary APN	`158-372-27-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,227 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	6,176 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	623 SILVERWOOD ST
City	OCEANSIDE
State	CA
Zip	92058-1683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 27 TR 009655
Legal Subdivision	LOS ARBOLITOS ADD
Legal Tract	009655
Legal Block	3
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	18622

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	623 SILVERWOOD ST, OCEANSIDE, CA 92058-1683
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2001 · Amount on Record
Deed Sale	Jul 10, 2001 · Amount on Record
Prior Sale	Oct 31, 1983 · Amount on Record
Deed Document Number	2001472455
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	623 SILVERWOOD ST, OCEANSIDE, CA 92058-1683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 SILVERWOOD ST, OCEANSIDE, CA 92058-1683

Mortgage

Document Number	0000651557
Date	Oct 23, 2020
Instrument	2020-0651557

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$282,249 (+2%) Land $150,674 Building $131,575
2025	$3,066.00 (+5.29%) Homeowner's exemption	$276,716 (+4.04%) Land $147,720 Building $128,996
2023	$2,912.00 (+1.61%) Homeowner's exemption	$265,973 Land $141,985 Building $123,988
2022	$2,866.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Generate-Ubiquity Holdings, T-Mobile USA, Verizon.

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