623 Silverleaf Dr, Dayton, OH 45431 Property Records

Montgomery County property record for 623 Silverleaf Dr, Dayton, OH 45431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,422 sqft · built 1969
Lot Size	0.258 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Sep 2026)
Tax Bill	$4,764 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I39-01301-0012`

Property Details

APN / Parcel Number

Primary APN	`I39-01301-0012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,422 sqft Living Area
1st Floor Area	1,755 sqft
Basement Area	1,633 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Frame/Masonry
Construction Type	Steel Frame
Lot Area	11,326 sqft (0.258 acres)
View / Lot	Neighborhood / Spot
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	155 sqft
Deck Area	352 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	623 SILVERLEAF DR
City	DAYTON
State	OH
Zip	45431-2943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	377 SAVILLE EST-9
Legal Subdivision	SAVILLE EST-9
Legal Lot Number	12
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1007
Census Tract	90900

Owner

Source: Montgomery County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	623 SILVERLEAF DR, DAYTON, OH 45431-2943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Deed Document Number	202658041
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 28, 2026
Property Address	623 SILVERLEAF DR, DAYTON, OH 45431-2943
Document Number	0000058041
Instrument Date	Aug 7, 2026
Instrument	202658041
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	M&M TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	623 SILVERLEAF DR, DAYTON, OH 45431-2943

Mortgage

Document Number	0000058042,
Date	Sep 28, 2026
Instrument	202658042

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 1, 2026
Property Address	623 SILVERLEAF DR, DAYTON, OH 45431-2943
Document Number	0000032138
Instrument Date	May 27, 2026
Instrument	202632138
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 SILVERLEAF DR, DAYTON, OH 45431-2943
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032138,
Date	Jun 1, 2026
Instrument	202632138

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	29 Months
Due	Nov 1, 2028

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Mad River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,764.00	$93,570 (-) Land $16,580 Building $76,990	$267,350 (-) Land $47,380 Building $219,970
2024	$4,764.00 (+7.76%)
2023	$4,421.00 (+5.51%)	$93,570 (+41%) Land $16,580 Building $76,990	$267,350 (+41%) Land $47,380 Building $219,970
2022	$4,190.00	$66,360 Land $11,760 Building $54,600
2020			$189,610 Land $33,600 Building $156,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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