623 S St, Bedford, IN 47421 Property Records

Lawrence County property record for 623 S St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 896 sqft · built 1915
Lot Size	0.129 acres (5,624 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (May 2021)
Deeds & Mortgages	Oct 2025 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1100404000P69N`

Property Details

APN / Parcel Number

Primary APN	`1100404000P69N`
Alternative APNs	`47-06-14-202-039.000-010` `01744385737`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1953
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,624 sqft (0.129 acres)
Lot Dimensions	152 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01744385737
Street Address	623 S ST
City	BEDFORD
State	IN
Zip	47421-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W MCD & O PT LOT 4 BLK 1 37.1 X 152
Legal Block	1
Legal Lot Number	4
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	4
Census Block	4021
Census Tract	951000

Owner

Source: Lawrence County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	623 S ST, BEDFORD, IN 47421-1915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC
May 3, 2021	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Deed Document Number	20213116
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	623 S ST, BEDFORD, IN 47421-1915
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025006299
Date	Oct 22, 2025
Instrument	2025006299

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	623 S ST, BEDFORD, IN 47421-1915
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003117
Date	May 3, 2021
Instrument	2021003117

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAWRENCE IN
Recording Date	May 3, 2021
Property Address	623 S ST, BEDFORD, IN 47421-1915
Document Number	2021003116
Instrument Date	Apr 21, 2021
Instrument	2021003116
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 S ST, BEDFORD, IN 47421-1915

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$78,400 (+10.58%) Land $7,100 Building $71,300	$78,400 (+10.58%) Land $7,100 Building $71,300
2023		$70,900 (+6.46%) Land $6,600 Building $64,300	$70,900 (+6.46%) Land $6,600 Building $64,300
2022		$66,600 Land $6,400 Building $60,200	$66,600 Land $6,400 Building $60,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987–1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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