623 S Monroe St, #A, Waterloo, WI 53594 Property Records

Jefferson County property record for 623 S Monroe St, #A, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	3.73 acres (162,871 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Jul 2020)
Tax Bill	$5,194 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0714-057`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0714-057`

Exterior

Lot Area	162,871 sqft (3.73 acres)

Location & Zoning

Street Address	623 S MONROE ST # A, A
City	WATERLOO
State	WI
Zip	53594-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, CSM 3131-13-127, DOC 943223.
Legal Range	13E
Legal Township	08N
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	CERTIFIED SURV MAP #3131
Legal Lot Number	1
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1035
Census Tract	100400

Owner

623 S Monroe St, #A is owned by a company that bought it in July 2020 and is owner-occupied.

Source: Jefferson County records, as of February 16, 2026

Owner of Record	Company Name on File
Mailing Address	2428 E BEVERLY RD, SHOREWOOD, WI 53211-2426
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY OF WATERLOO
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NAT'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Deed Document Number	1428379
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	623 S MONROE ST # A, A, WATERLOO, WI 53594-1405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001433927
Date	Oct 26, 2020
Instrument	1433927

Lender

Name	CITY OF WATERLOO
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Jul 23, 2020
Property Address	623 S MONROE ST # A, A, WATERLOO, WI 53594-1405
Document Number	0001428379
Instrument Date	Jul 21, 2020
Instrument	1428379
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2428 E BEVERLY RD SHOREWOOD WI 532112426, SHOREWOOD, WI 53211-2426

Mortgage

Document Number	1428381
Date	Jul 23, 2020
Instrument	1428381

Lender

Name	BANK FIRST NAT'L
Type	Bank
Address	WATERTOWN, WI 53094

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 22, 2040

Mortgage

Document Number	1428380,
Date	Jul 23, 2020
Instrument	1428380

Lender

Name	BANK FIRST NAT'L
Type	Bank
Address	WATERTOWN, WI 53094

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 623 S Monroe St, #A was $5,194 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,194.00 Homeowner's exemption	$283,500 Land $62,500 Building $221,000	$312,800
2023	$4,469.00 Homeowner's exemption	$222,200 Land $77,500 Building $144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 S Monroe St, #A in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 S Monroe St, #A is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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