623 S Front St, Memphis, TN 38103 Property Records

Shelby County property record for 623 S Front St, Memphis, TN 38103

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 4 ba · 3,411 sqft · built 2006
Lot Size	0.06 acres (2,600 sqft)
Owner	2 Individual Names on File
Last Sale	$417,000 (Apr 2015)
Tax Bill	$4,755 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-2091-D0-0011`

Property Details

APN / Parcel Number

Primary APN	`00-2091-D0-0011`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,411 sqft Living Area
Gross Area	3,855 sqft
1st Floor Area	1,249 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	2,600 sqft (0.06 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	164 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	623 S FRONT ST
City	MEMPHIS
State	TN
Zip	38103-6407
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	BR
Legal Description	WS SOUTH FRONT STREET SEE MAP GRID 138 G
Legal Subdivision	IVY AT SOUTH END SUBDIVISION (THE)
Legal Lot Number	11
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	2
Census Block	2015
Census Tract	4300

Owner

623 S Front St, a planned unit development, is owned and occupied by two individuals who bought it in April 2015.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 S FRONT ST, MEMPHIS, TN 38103-6407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Jul 1, 2022	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Oct 1, 2020	Loan Modification, Mortgage · VA Mortgage SHELLPOINT MTG SVCNG
Jun 3, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG
Nov 22, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2015 · Amount on File
Deed Sale	Apr 20, 2015 · Amount on File
Prior Sale	Nov 22, 2010 · Amount on File
Deed Document Number	201535874
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	623 S FRONT ST, MEMPHIS, TN 38103-6407
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026003325
Date	Jan 13, 2026
Instrument	26003325

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	623 S FRONT ST, MEMPHIS, TN 38103-6407
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022072605
Date	Jul 1, 2022
Instrument	22072605

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	623 S FRONT ST, MEMPHIS, TN 38103-6407
Document Number	0020129229
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 S FRONT ST MEMPHIS TN 381036407, MEMPHIS, TN 38103-6407

Mortgage

Document Number	0020129229
Date	Nov 19, 2020
Instrument	20129229

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2050

Interest

Rate	4.25%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	623 S FRONT ST, MEMPHIS, TN 38103-6407
Document Number	0000059181
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NEXUS TITLE COMPANY, NEXUS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	623 S FRONT ST MEMPHIS TN 381036407, MEMPHIS, TN 38103-6407

Mortgage

Document Number	0000059181
Date	Jun 17, 2019
Instrument	59181

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	623 S FRONT ST, MEMPHIS, TN 38103-6407
Document Number	0000124195
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	623 S FRONT ST MEMPHIS TN 381036407, MEMPHIS, TN 38103-6407

Mortgage

Document Number	0000124195
Date	Dec 5, 2017
Instrument	124195

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 623 S Front St was $4,755.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,755.00	$176,800 Land $28,750 Building $148,050	$707,200 Land $115,000 Building $592,200
2023		$118,850 Land $27,750 Building $91,100
2022	$7,239.00
2021			$475,400 Land $111,000 Building $364,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 623 S Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 623 S Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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