623 S Clay St, Macomb, IL 61455 Property Records

McDonough County property record for 623 S Clay St, Macomb, IL 61455

Property Summary

Property Type	Single Family Home
Details	4 bd · 768 sqft · built 1982
Lot Size	0.24 acres (10,244 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Aug 2024)
Tax Bill	$3,421 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2017 Sale & Mortgage
APN	`11-400-727-00`

Property Details

APN / Parcel Number

Primary APN	`11-400-727-00`

Interior

Bedrooms	4 Beds
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,244 sqft (0.24 acres)

Location & Zoning

Street Address	623 S CLAY ST
City	MACOMB
State	IL
Zip	61455-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 MEEKS SUB
Legal Subdivision	MEEKS SUB
Legal Lot Number	12
Jurisdiction	MCDONOUGH IL
Township / Civil Division	MACOMB CITY
Census Block Group	2
Census Block	2011
Census Tract	10900

Owner

623 S Clay St is owned and occupied by an individual who bought it in August 2024.

Source: McDonough County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	623 S CLAY ST, MACOMB, IL 61455-2743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 16, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2024 · Amount on File
Deed Sale	Aug 26, 2024 · Amount on File
Prior Sale	May 16, 2017 · Amount on File
Deed Document Number	20242034
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Dec 15, 2021
Property Address	623 S CLAY ST, MACOMB, IL 61455-2743
Document Number	0020214265
Instrument Date	Dec 3, 2021
Instrument	2021-4265
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 S CLAY ST, MACOMB, IL 61455-2743

Mortgage

Document Number	0020214266
Date	Dec 15, 2021
Instrument	2021-4266

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONOUGH IL
Recording Date	May 16, 2017
Property Address	623 S CLAY ST, MACOMB, IL 61455-2743
Document Number	0020171277
Instrument Date	Apr 18, 2017
Instrument	2017-1277
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 S CLAY ST, MACOMB, IL 61455-2743

Mortgage

Document Number	0020171278
Date	May 16, 2017
Instrument	2017-1278

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 623 S Clay St was $3,421 with a homeowner's exemption.

Source: McDonough County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McDonough County
County Subdivision	Macomb City Township
Municipality	Macomb City
Unified School District	Macomb Community Unit School District 185 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,421.00 Homeowner's exemption	$35,396 (+4.39%) Land $2,795 Building $32,601	$106,188 (+4.39%) Land $8,385 Building $97,803
2024		$33,907 (+4.34%) Land $2,677 Building $31,230	$101,721 (+4.34%) Land $8,031 Building $93,690
2023	$3,261.00	$32,497 Land $2,566 Building $29,931	$97,491 Land $7,698 Building $89,793

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 623 S Clay St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 623 S Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB serves 15,051 people · EPA ID IL1090350
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: MTC Communications.

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