623 Rena Dr, Davenport, FL 33897 Property Records

Polk County property record for 623 Rena Dr, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 2003
Lot Size	0.119 acres (5,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2022)
Tax Bill	$2,857 (2025)
Deeds & Mortgages	Sep 2022 Sale Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-36-999984-000540`

Property Details

APN / Parcel Number

Primary APN	`26-25-36-999984-000540`
Alternative APNs	`362526999984000540` `62526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,785 sqft Living Area
Gross Area	2,205 sqft
1st Floor Area	840 sqft
Upper Floors Area	945 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,166 sqft (0.119 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	45 sqft
Patio Area	100 sqft

Location & Zoning

Street Address	623 RENA DR
City	DAVENPORT
State	FL
Zip	33897-7443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANTA CRUZ PHASE TWO PB 115 PGS 39 & 40 LOT 54
Legal Range	26E
Legal Township	25S
Legal Section	36
Legal Subdivision	SANTA CRUZ PHASE TWO
Legal Phase	2
Legal Tract	999984
Legal Block	3
Legal Lot Number	54
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	3
Census Block	3013
Census Tract	12405

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	623 RENA DR, DAVENPORT, FL 33897-7443
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Mar 20, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Mar 30, 2017	Deed of Trust, Mortgage · Conventional with PMI FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	2022259752
Deed Book / Page	12432 / 1104
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 26, 2022
Property Address	623 RENA DR, DAVENPORT, FL 33897-7443
Document Number	0000259752
Book / Page	12432 / 1104
Map Reference	MB 115 PG 39&40
Instrument Date	Sep 16, 2022
Instrument	2022259752
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 NUTT ST APT 4215, 1010, WILMINGTON, NC 28401-5472

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19902 LONGLEAF DR, LUTZ, FL 33548-4247

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 20, 2018
Property Address	623 RENA DR, DAVENPORT, FL 33897-7443
Document Number	0104281196
Book / Page	010428 / 001196
Instrument Date	Mar 15, 2018
Instrument	60015
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14311 CREEK STONE DR FL, FL

Mortgage

Document Number	104281199
Date	Mar 20, 2018
Book Page	010428/001199
Instrument	60017

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	623 RENA DR, DAVENPORT, FL 33897-7443
Document Number	0181110482
Book / Page	018111 / 000482
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017
Title Company	MORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	623 RENA DR DAVENPORT FL 338977443, DAVENPORT, FL 33897-7443

Mortgage

Document Number	0181110482
Date	Apr 6, 2017
Book Page	018111/000482
Instrument	65329

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,070 (-3.11%) Land $52,000 Building $201,070	$253,070 (-3.11%) Land $52,000 Building $201,070
2025	$2,857.00 (-20.2%) Homeowner's exemption	$261,188 (-5.52%) Land $52,000 Building $209,188	$261,188 (-5.52%) Land $52,000 Building $209,188
2023	$3,580.00 (+17.57%) Homeowner's exemption	$276,436 (+34.42%) Land $50,000 Building $226,436	$276,436 (+34.42%) Land $50,000 Building $226,436
2022	$3,045.00	$205,655 Land $42,000 Building $163,655	$205,655 Land $42,000 Building $163,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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