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623 Reid St, Palatka, FL 32177 Property Records

Putnam County property record for 623 Reid St, Palatka, FL 32177

Property Summary

Property TypeRetail Store
Details1,617 sqft · built 1964
Lot Size0.46 acres (20,038 sqft)
OwnerCompany Name on File
Last Sale$2,005,000 (Dec 2025)
Tax Bill$11,924 (2025)
Deeds & MortgagesDec 2025 Mortgage
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN42-10-27-6850-0370-0010

Property Details

APN / Parcel Number

Primary APN42-10-27-6850-0370-0010
Alternative APN
  • 42708

Interior

Plumbing Fixtures7 Plumbing Fixtures
Units2 Units
Building Area1,617 sqft Gross Area
1st Floor Area1,617 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1984
Exterior MaterialMetal
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Lot Area20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number42708
Street Address623 REID ST
CityPALATKA
StateFL
Zip32177-3643
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Legal DescriptionDICKS MAP OF PALATKA MB2 P46, BLK 37 LOTS 1 5 + 6 (EX S 31FT, + OR428 P24)
Legal Range27E
Legal Township10S
Legal Section42
Legal SubdivisionPALATKA BLKS
Legal Block37
Legal Lot Number1
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group3
Census Block3012
Census Tract950800

Owner

623 Reid St, a commercial property, is owned by a company that bought it in December 2025.

Source: Putnam County records, as of August 21, 2026

Owner of RecordCompany Name on File
Mailing Address45686 JERONIMO ST, TEMECULA, CA 92592-5735
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Deed of Trust, Mortgage · Commercial Mortgage
BARWICK BANKING CO
Apr 17, 2024Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2025 · Amount on File
Deed SaleDec 5, 2025 · Amount on File
Prior SaleApr 17, 2024 · Amount on File
Deed Document Number202533791
Deed Book / Page1845 / 79
Prior Transfer DateJun 6, 2005
Prior Transfer Doc0010371448
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address623 REID ST, PALATKA, FL 32177-3643
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018450081
DateDec 5, 2025
Book Page1845/81
Instrument202554033792
Lender
NameBARWICK BANKING CO
TypeBank
AddressSAINT AUGUSTINE, FL 32080
Agreement
TypeCommercial Mortgage
AmountAmount on Record

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address623 REID ST, PALATKA, FL 32177-3643
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2001 CHAUCER LN, PONTE VEDRA, FL 32081-7076

Mortgage

Document Number0017530673
DateApr 17, 2024
Book Page1753/673
Instrument202454009607
Lender
NameCENTRAL BANK
TypeBank
Address20701 BRUCE B DOWNS BLVD, TAMPA, FL 33647
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueApr 2, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 623 Reid St was $11,924.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
MunicipalityPalatka City
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,924.00$508,840 Land $149,390 Building $359,450$508,840 Land $149,390 Building $359,450
2023$6,738.00 (+5.36%)$283,930 (+4.32%)$283,930 (+4.32%) Land $99,590 Building $184,340
2022$6,395.00$272,180$272,180 Land $99,590 Building $172,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 623 Reid St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Reid St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemR.C. WILLIS WTP (CITY OF PALATKA)
serves 11,900 people · EPA ID FL2544260
Water SourceGroundwater
Last State InspectionMar 2024
Lead17 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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