Northampton County property record for 623 Randolph Ave, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,588 sqft · built 1920 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $725,000 (Jan 2026) |
| Tax Bill | $4,800 (2025) |
| Deeds & Mortgages | Oct 2016 Refinance May 2010 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 83A3-1-438 |
| Primary APN | 83A3-1-438 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,588 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Porch | Open Porch |
| Porch Area | 138 sqft |
| Deck Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 10001332 |
|---|---|
| Street Address | 623 RANDOLPH AVE |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #438 40X140 LOT #438 40X140 |
| Legal Lot Number | 438 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 930301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cape Charles Historic District listed 1991 · 588 contributing resources · NRIS 90002122 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
623 Randolph Ave is owned by an individual who bought it in January 2026.
Source: Northampton County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 832 BISHOPSGATE LN, VIRGINIA BEACH, VA 23452-6171 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| May 11, 2010 | Deed of Trust, Mortgage SHORE BANK |
| Jan 5, 2026 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Oct 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage WATERMARK CAPITAL INC |
| Sep 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORPORATION |
| Jun 22, 2005 | Bargain and Sale Deed, Transfer · Conventional Mortgage RESOURCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on File |
| Deed Sale | Jan 5, 2026 · Amount on File |
| Prior Sale | Oct 7, 2022 · Amount on File |
| Deed Document Number | 260000011 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 623 RANDOLPH AVE, CAPE CHARLES, VA 23310-3307 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0160001689 |
|---|---|
| Date | Oct 14, 2016 |
| Instrument | 160001689 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 623 RANDOLPH AVE, CAPE CHARLES, VA 23310-3307 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0100000798 |
|---|---|
| Date | May 11, 2010 |
| Instrument | 100000798 |
| Name | SHORE BANK |
|---|---|
| Address | CAPE CHARLES, VA 23310 |
| Amount | Amount on Record |
|---|---|
| Term | 37 Months |
| Due | Jun 1, 2013 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jan 5, 2026 |
| Property Address | 623 RANDOLPH AVE, CAPE CHARLES, VA 23310-3307 |
| Document Number | 0260000011 |
| Map Reference | MB 41 PG 483 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 260000011 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 832 BISHOPSGATE LN, VIRGINIA BEACH, VA 23452-6171 |
| Document Number | 0260000012 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 260000012 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.85% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.85% |
| Max Rate At Change | 7.85% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Oct 7, 2022 |
| Property Address | 623 RANDOLPH AVE, CAPE CHARLES, VA 23310-3307 |
| Document Number | 0220002392 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 220002392 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | A AND N TITLE AND SETTLEMENT, A & N TITLE & SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 RANDOLPH AVE, CAPE CHARLES, VA 23310-3307 |
| Document Number | 0220002393 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 220002393 |
| Name | WATERMARK CAPITAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Sep 8, 2020 |
| Property Address | 623 RANDOLPH AVE, CAPE CHARLES, VA 23310-3307 |
| Document Number | 0200001669 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 200001669 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | A AND N TITLE AND SETTLEMENT, A&N TITLE & SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 RANDOLPH AVE, CAPE CHARLES, VA 23310-3307 |
| Document Number | 0200001670 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 200001670 |
| Name | FIRST SAVINGS MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jun 22, 2005 |
| Property Address | 623 RANDOLPH AVE, CAPE CHARLES, VA 23310-3307 |
| Document Number | 0050002399 |
| Map Reference | DD41 PG483-485 |
| Instrument Date | Apr 22, 2005 |
| Instrument | 050002399 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 65 RT 39, SHERMAN, CT 06784 |
| Document Number | 0050002400 |
|---|---|
| Date | Jun 22, 2005 |
| Instrument | 050002400 |
| Name | RESOURCE BANK |
|---|---|
| Type | Bank |
| Address | VIRGINIA BEACH, VA 23466 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2035 |
| Rate | 7.5% |
|---|
The 2025 property tax bill for 623 Randolph Ave was $4,800, up 2.9% from the year before.
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,800.00 (+2.92%) | $680,900 (-) Land $182,400 Building $498,500 | |
| 2024 | $4,664.00 (+32.35%) | $680,900 (+46.84%) Land $182,400 Building $498,500 | $680,900 (+46.84%) Land $182,400 Building $498,500 |
| 2023 | $3,524.00 | $463,700 Land $167,400 Building $296,300 | $463,700 Land $167,400 Building $296,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 623 Randolph Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 98 units insured incl. 15 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 623 Randolph Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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