623 Powell Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 623 Powell Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1955
Lot Size	0.52 acres (22,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,000 (Nov 2019)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09 83 1 23`

Property Details

APN / Parcel Number

Primary APN	`09 83 1 23`
Alternative APN	`167485`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Heated Area
Gross Area	3,842 sqft
1st Floor Area	1,656 sqft
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,632 sqft (0.52 acres)
Lot Dimensions	164 ft deep x 138 ft wide
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	170 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	167485
Street Address	623 POWELL RD
City	LENOIR
State	NC
Zip	28645-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1975 PG 933 YR 2019 ST 352.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	2
Census Block	2020
Census Tract	30500

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	623 POWELL RD, LENOIR, NC 28645-4519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Warranty Deed, Transfer · Conventional with PMI STATE EMPS CU
Oct 11, 2017	Warranty Deed, Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	201910038427
Deed Book / Page	1975 / 933
Prior Transfer Date	Apr 14, 2008
Prior Transfer Doc	1676000576
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 8, 2019
Property Address	623 POWELL RD, LENOIR, NC 28645-4519
Document Number	0010038427
Book / Page	001975 / 000933
Instrument Date	Nov 8, 2019
Instrument	10038427
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	623 POWELL RD LENOIR NC 286454519, LENOIR, NC 28645-4519

Mortgage

Document Number	10038428
Date	Nov 8, 2019
Book Page	001975/000936
Instrument	10038428

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

Interest

Rate	3.87%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 11, 2017
Property Address	623 POWELL RD, LENOIR, NC 28645-4519
Document Number	0010015904
Book / Page	001928 / 000991
Instrument Date	Oct 11, 2017
Instrument	10015904
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	623 POWELL RD LENOIR NC 286454519, LENOIR, NC 28645-4519

Mortgage

Document Number	10015905
Date	Oct 11, 2017
Book Page	001928/000994
Instrument	10015905

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00 (-10.14%)	$280,100 (+70.38%) Land $22,700 Building $257,400	$280,100 (+70.38%) Land $22,700 Building $257,400
2023		$164,400 (-) Land $22,700 Building $141,700	$164,400 (-) Land $22,700 Building $141,700
2022	$1,983.00	$164,400 Land $22,700 Building $141,700	$164,400 Land $22,700 Building $141,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2005–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone, Verizon.

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