623 Pine Ranch East Rd, Osprey, FL 34229 Property Records

Sarasota County property record for 623 Pine Ranch East Rd, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,886 sqft · built 1994
Lot Size	0.265 acres (11,555 sqft)
Owner	2 Individual Names on File
Last Sale	$357,500 (Nov 2018)
Tax Bill	$3,002 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more
APN	`0140-01-0005`

Property Details

APN / Parcel Number

Primary APN	`0140-01-0005`
Alternative APN	`140010005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area
Gross Area	2,379 sqft
1st Floor Area	1,886 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,555 sqft (0.265 acres)
View / Lot	Mainland
Garage Type	Attached
Garage Area	493 sqft

Exterior Amenities

Pool Area	300 sqft
Porch	Open Porch
Porch Area	296 sqft
Patio Area	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0140010005
Street Address	623 PINE RANCH EAST RD
City	OSPREY
State	FL
Zip	34229-8971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	LOT 2102 BAY OAKS ESTATES UNIT 1
Legal Range	18E
Legal Township	38S
Legal Section	02
Legal Subdivision	BAY OAKS ESTATES UNIT 1
Legal Tract	2565
Legal Lot Number	2102
Legal Unit	1
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	2
Census Block	2000
Census Tract	2101

Owner

623 Pine Ranch East Rd is owned and occupied by two individuals who bought it in November 2018.

Source: Sarasota County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 PINE RANCH EAST RD, OSPREY, FL 34229-8971
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
Aug 15, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNBELT LNDG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Prior Sale	Aug 15, 2017 · Amount on File
Deed Document Number	2018147809
Prior Transfer Date	Jun 17, 2013
Prior Transfer Doc	0000114636
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	623 PINE RANCH EAST RD, OSPREY, FL 34229-8971
Document Number	0000071507
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	623 PINE RANCH EAST RD OSPREY FL 342298971, OSPREY, FL 34229-8971

Mortgage

Document Number	0000071507
Date	Jun 3, 2020
Instrument	71507

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 2, 2040

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Nov 9, 2018
Property Address	623 PINE RANCH EAST RD, OSPREY, FL 34229-8971
Document Number	0000147809
Map Reference	MB36 PG47,47A-47G
Instrument Date	Nov 9, 2018
Instrument	2018147809
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,502.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 TIMMER DR, 98, SPARTA, MI 49345-8388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 PINE RANCH EAST RD, OSPREY, FL 34229-8971

Mortgage

Document Number	0000147810
Date	Nov 9, 2018
Instrument	2018147810

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Aug 15, 2017
Property Address	623 PINE RANCH EAST RD, OSPREY, FL 34229-8971
Document Number	0000102824
Instrument Date	Aug 14, 2017
Instrument	102824
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 PINE RANCH EAST RD OSPREY FL 342298971, OSPREY, FL 34229-8971

Mortgage

Document Number	102825
Date	Aug 15, 2017
Instrument	102825

Lender

Name	SUNBELT LNDG SVCS
Address	CLEARWATER, FL 33759

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 14, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 623 Pine Ranch East Rd was $3,002 with a homeowner's exemption, down 15.7% from the year before.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,002.00 (-15.7%) Homeowner's exemption	$298,634	$409,200 Land $110,800 Building $298,400
2024	$3,561.00 (+4.34%)
2023	$3,413.00 (+3.36%) Homeowner's exemption	$281,765 (+3%)	$449,400 (+5.99%) Land $134,400 Building $315,000
2022	$3,302.00 Homeowner's exemption	$273,558	$424,000 Land $117,500 Building $306,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 623 Pine Ranch East Rd; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on File median of 155 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Pine Ranch East Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile.

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