Seminole County property record for 623 Pearl Rd, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,774 sqft · built 1979 |
| Lot Size | 0.257 acres (11,198 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,500 (Aug 2020) |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-20-30-501-0B00-0360 |
| Primary APN | 35-20-30-501-0B00-0360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,774 sqft Living Area |
| Gross Area | 2,249 sqft |
| 1st Floor Area | 812 sqft |
| Upper Floors Area | 728 sqft |
| Basement Area | 234 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,198 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 15 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 623 PEARL RD |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 36 BLK B NORTH ORLANDO RANCHES SEC 8 PB 12 PG 96 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 35 |
| Legal Subdivision | NORTH ORLANDO RANCHES SEC 08 |
| Legal Tract | 501 |
| Legal Block | B |
| Legal Lot Number | 36 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 21404 |
Source: Seminole County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 623 PEARL RD, WINTER SPRINGS, FL 32708-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 5, 2020 | Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2020 · Amount on Record |
| Deed Sale | Aug 5, 2020 · Amount on Record |
| Prior Sale | Oct 12, 2016 · Amount on Record |
| Deed Document Number | 202084693 |
| Deed Book / Page | 9670 / 333 |
| Prior Transfer Date | Sep 1, 2006 |
| Prior Transfer Doc | 0064161204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 623 PEARL RD, WINTER SPRINGS, FL 32708-3113 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 623 PEARL RD, WINTER SPRINGS, FL 32708-3113 |
| Document Number | 0104341867 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 10434/1867 |
| Instrument | 2023041692 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 5, 2020 |
| Property Address | 623 PEARL RD, WINTER SPRINGS, FL 32708-3113 |
| Document Number | 0096700333 |
| Book / Page | 9670 / 333 |
| Map Reference | MB 12 PG 96 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 2020084693 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | CENTRAL FL TTL ORLANDO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,816.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 SHEOAH BLVD APT 406, 300, WINTER SPRINGS, FL 32708-5315 |
| Name | Verified Name |
|---|---|
| Address | 623 PEARL RD, WINTER SPRINGS, FL 32708-3113 |
| Document Number | 0009670336 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 9670/336 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 (+11.25%) Homeowner's exemption | $167,634 (+5.99%) | $337,962 (+5.41%) Land $85,000 Building $252,962 |
| 2023 | $1,822.00 (+3.35%) Homeowner's exemption | $158,165 (+3%) | $320,624 (+7.58%) Land $85,000 Building $235,624 |
| 2022 | $1,763.00 Homeowner's exemption | $153,558 | $298,020 Land $75,000 Building $223,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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