623 Onley Dr, Vista, CA 92083 Property Records

San Diego County property record for 623 Onley Dr, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1958
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$425,454 (May 2017)
Tax Bill	$6,282 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`163-081-08-00`

Property Details

APN / Parcel Number

Primary APN	`163-081-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	988 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	6,000 sqft (0.138 acres)

Location & Zoning

Street Address	623 ONLEY DR
City	VISTA
State	CA
Zip	92083-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	LOT 46 TR 003611
Legal Subdivision	SIERRA ESTATES
Legal Tract	003611
Legal Block	1
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	19403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	623 ONLEY DR, VISTA, CA 92083-3427
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 14, 2017	Quit Claim Deed, Transfer Quitclaim
May 22, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	May 5, 2016 · Amount on Record
Deed Document Number	2017229694
Last Transfer Date	Mar 5, 2020
Transfer Doc	0000118655
Record Updated	Oct 29, 2026

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2020
Property Address	623 ONLEY DR, VISTA, CA 92083-3427
Document Number	0000118655
Map Reference	MAP 3611
Instrument Date	Mar 5, 2020
Instrument	2020-0118655
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	623 ONLEY DR, VISTA, CA 92083-3427

Mortgage

Document Number	0000118656
Date	Mar 6, 2020
Instrument	2020-0118656

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2017
Property Address	623 ONLEY DR, VISTA, CA 92083-3427
Document Number	0000319978
Instrument Date	Jun 12, 2017
Instrument	319978
Transaction Type	Transfer
Record Updated	Jul 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	623 ONLEY DR VISTA CA 920833427, VISTA, CA 92083-3427

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2017
Property Address	623 ONLEY DR, VISTA, CA 92083-3427
Document Number	0000229694
Map Reference	MAP3611
Instrument Date	Apr 13, 2017
Instrument	2017-0229694
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 ONLEY DR, VISTA, CA 92083-3427

Mortgage

Document Number	0000229695
Date	May 22, 2017
Instrument	2017-0229695

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$504,290 (+2%) Land $355,136 Building $149,154
2025	$6,282.00 (+5.33%) Homeowner's exemption	$494,403 (+4.04%) Land $348,173 Building $146,230
2024	$5,964.00 (+2.18%)
2023	$5,837.00 (+0.26%) Homeowner's exemption	$475,206 Land $334,654 Building $140,552
2022	$5,822.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile.

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