623 NW Palm St, Stuart, FL 34994 Property Records

Martin County property record for 623 NW Palm St, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,003 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,453 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`32-37-41-004-010-0017.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`32-37-41-004-010-0017.0-0-0000`
Alternative APNs	`32-37-41-004-010-00170-0` `1117513`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,003 sqft Living Area
Gross Area	3,124 sqft
1st Floor Area	1,791 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Lot Width	50 ft Width
View / Lot	Commercial
Garage Type	Detached
Garage Area	512 sqft
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1117513
Street Address	623 NW PALM ST
City	STUART
State	FL
Zip	34994-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 & 18 BLOCK J RIVERSIDE PARK ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 4 PAGE 98 PUBLIC RECORDS OF ST LUCIE NOW MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	37S
Legal Section	32
Legal Subdivision	RIVERSIDE PARK
Legal Block	J
Legal Lot Number	17,18
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2020
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	623 NW PALM ST, STUART, FL 34994-1107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jun 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 18, 2018	Deed of Trust, Mortgage GLENN LAHTI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 1, 2020
Transfer Doc	0031331060
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	623 NW PALM ST, STUART, FL 34994-1107
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 NW PALM ST, STUART, FL 34994-1107

Mortgage

Document Number	0035390470
Date	Dec 18, 2025
Book Page	3539/470
Instrument	3161592

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	623 NW PALM ST, STUART, FL 34994-1107
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 NW PALM ST, STUART, FL 34994-1107

Mortgage

Document Number	0033031122
Date	Mar 30, 2022
Book Page	3303/1122
Instrument	2951581

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 4, 2020
Property Address	623 NW PALM ST, STUART, FL 34994-1107
Document Number	0031331060
Book / Page	003133 / 001060
Instrument Date	Jun 1, 2020
Instrument	2817886
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4729 SE ROCKY POINT WAY STUART FL 349976968, STUART, FL 34997-6968

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	623 NW PALM ST, STUART, FL 34994-1107
Document Number	0029872845
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	NIKOLAUS SCHROTH PALM AVE STUART FL 34994, STUART, FL 34994

Mortgage

Document Number	0029872845
Date	Apr 23, 2018
Book Page	002987/002845
Instrument	2690527

Lender

Name	GLENN LAHTI
Address	PO BOX 373006, KEY LARGO, FL 33037-8006

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,453.00 (-0.84%) Homeowner's exemption	$629,305 (+5.99%)	$799,590 (+8.22%) Land $225,000 Building $574,590
2024	$10,542.00 (+2.12%)
2023	$10,323.00 (+4.15%) Additional exemption filed	$593,758 (+3%)	$738,880 (+21.9%) Land $210,000 Building $528,880
2022	$9,912.00 Homeowner's exemption	$576,465	$606,150 Land $186,380 Building $419,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	120 units insured incl. 10 condo units
Nearby Flood Claims	30 (1983–2017)
Claims Outside the SFHA	6 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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