623 NW 144th St, Smithville, MO 64089 Property Records

Clay County property record for 623 NW 144th St, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	built 2001
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jun 2019)
Tax Bill	$4,411 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-202-00-01-005.00`

Property Details

APN / Parcel Number

Primary APN	`09-202-00-01-005.00`
Alternative APNs	`0920200010050001` `9202000100500` `321727`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	182 ft deep x 205 ft wide
Garage Type	Detached
Garage Area	1,560 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	623 NW 144TH ST
City	SMITHVILLE
State	MO
Zip	64089-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARTON HEIGHTS LT 6
Legal Range	33W
Legal Township	52N
Legal Section	03
Legal Subdivision	BARTON HEIGHTS
Legal Lot Number	6
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	3
Census Block	3013
Census Tract	21900

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	623 NW 144TH ST, SMITHVILLE, MO 64089-8521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jan 18, 2023	Deed of Trust, Mortgage · Construction Mortgage WATERSTONE MORTGAGE CORP
Jun 28, 2019	Warranty Deed, Transfer · Line of Credit PLATTE VLY BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	May 15, 2000
Deed Document Number	201917398
Deed Book / Page	8443 / 6
Prior Transfer Date	Aug 2, 2016
Prior Transfer Doc	0000026590
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	623 NW 144TH ST, SMITHVILLE, MO 64089-8521
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 NW 144TH ST, SMITHVILLE, MO 64089-8521

Mortgage

Document Number	0000024749
Date	Sep 26, 2025
Book Page	10019/115
Instrument	2025024749

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	623 NW 144TH ST, SMITHVILLE, MO 64089-8521
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 N GARFIELD AVE, KANSAS CITY, MO 64118-1553

Mortgage

Document Number	0000001148
Date	Jan 18, 2023
Book Page	9506/72
Instrument	2023001148

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12.2%
Index	Other
Margin	3
Max Rate	12.2%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 28, 2019
Property Address	623 NW 144TH ST, SMITHVILLE, MO 64089-8521
Document Number	0000017398
Book / Page	008443 / 000006
Instrument Date	Jun 25, 2019
Instrument	17398
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	623 NW 144TH ST SMITHVILLE MO 64089, SMITHVILLE, MO 64089

Mortgage

Document Number	17399
Date	Jun 28, 2019
Book Page	008443/000007
Instrument	17399

Lender

Name	PLATTE VLY BK/MO
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,411.00 (+540.2%)	$61,980 (+521.04%)	$326,211 (+521.05%)
2023	$689.00 (-10.64%)	$9,980	$52,526
2019	$771.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, United Fiber, Verizon.

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