Park County property record for 623 N Ridge Rd, Bailey, CO 80421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,739 sqft · built 2015 |
| Lot Size | 5.82 acres (253,955 sqft) |
| Owner | Trust Name on File |
| Last Sale | $110,000 (Sep 2014) |
| Tax Bill | $5,125 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Dec 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0016398 |
| Primary APN | R0016398 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,739 sqft Living Area |
| 1st Floor Area | 2,739 sqft |
| Basement Area | 2,720 sqft |
| Finished Basement | 2,720 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 253,955 sqft (5.82 acres) |
| Terrain | Other |
| View / Lot | Excellent |
| Garage Type | Mixed |
| Garage Area | 2,000 sqft |
| Porch | Covered Porch |
| Porch Area | 1,044 sqft |
| Deck Area | 716 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 16398 |
|---|---|
| Street Address | 623 N RIDGE RD |
| City | BAILEY |
| State | CO |
| Zip | 80421-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T07 R72 S08 NW4 FRIENDSHIP RANCH UNIT 6 LOT 04 AND 05 |
| Legal Range | 72 |
| Legal Township | 07 |
| Legal Section | 08 |
| Legal Quarter | NW |
| Legal Subdivision | FRIENDSHIP RCH UNIT 6 |
| Legal Lot Number | 4 |
| Jurisdiction | PARK CO |
| Township / Civil Division | FAIRPLAY |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 102 |
623 N Ridge Rd is owner-occupied and held in a trust since September 2019.
Source: Park County records, as of February 2, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 623 N RIDGE RD, BAILEY, CO 80421-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER |
| Dec 21, 2020 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER |
| Sep 17, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 16, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 29, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Apr 4, 2018 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION/DENVER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2014 · Amount on File |
| Deed Sale | Sep 25, 2014 · Amount on File |
| Prior Sale | Sep 16, 2019 |
| Deed Document Number | 0000709923 |
| Last Transfer Date | Sep 17, 2019 |
| Transfer Doc | 0000759051 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PARK CO |
| Property Address | 623 N RIDGE RD, BAILEY, CO 80421-2420 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000796552 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 796552 |
| Name | CREDIT UNION OF DENVER |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 21, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PARK CO |
| Property Address | 623 N RIDGE RD, BAILEY, CO 80421-2420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000773936 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 773936 |
| Name | CREDIT UNION OF DENVER |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 16, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PARK CO |
| Recording Date | Sep 17, 2019 |
| Property Address | 623 N RIDGE RD, BAILEY, CO 80421-2420 |
| Document Number | 0000759051 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 759051 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 623 N RIDGE RD BAILEY CO 804212420, BAILEY, CO 80421-2420 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PARK CO |
| Recording Date | Sep 16, 2019 |
| Property Address | 623 N RIDGE RD, BAILEY, CO 80421-2420 |
| Document Number | 0000759040 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 759040 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 623 N RIDGE RD, BAILEY, CO 80421-2420 |
| Document Number | 0000759041 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 759041 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PARK CO |
| Recording Date | Nov 29, 2018 |
| Property Address | 623 N RIDGE RD, BAILEY, CO 80421-2420 |
| Document Number | 0000751665 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 751665 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 623 N RIDGE RD BAILEY CO 804212420, BAILEY, CO 80421-2420 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PARK CO |
| Property Address | 623 N RIDGE RD, BAILEY, CO 80421-2420 |
| Document Number | 0000745062 |
| Instrument Date | Apr 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 623 N RIDGE RD BAILEY CO 804212420, BAILEY, CO 80421-2420 |
| Document Number | 0000745062 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 745062 |
| Name | CREDIT UNION/DENVER |
|---|---|
| Type | Credit Union |
| Address | LAKEWOOD, CO 80226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 11, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 623 N Ridge Rd was $5,125.
Source: Park County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Park County |
| Unified School District | Platte Canyon School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,125.00 | $80,070 Land $21,170 Building $58,900 | $1,281,066 Land $338,717 Building $942,349 |
| 2023 | $4,779.00 (+25.8%) | $82,140 (+36.88%) Land $17,610 Building $64,530 | $1,280,909 (+48.34%) Land $274,600 Building $1,006,309 |
| 2022 | $3,799.00 | $60,010 Land $10,140 Building $49,870 | $863,493 Land $145,880 Building $717,613 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 623 N Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 623 N Ridge Rd is very high, ranking above 91% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 95% of Colorado |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 100 / 10 |
May also be available: Highline Internet, Neteo, Rise Broadband, Tristate Wi-Fi by Wi-Fiber, Verizon.
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