Rowan County property record for 623 N Main St, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,372 sqft · built 1930 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (May 2025) |
| Tax Bill | $1,973 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 149 259 |
| Primary APN | 149 259 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 15.7 ft deep x 8.1 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Porch | Porch |
| Porch Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 623 N MAIN ST |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-2184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OI:OFFICE |
| Legal Description | L68 BG |
| Legal Subdivision | CANNON HOLDING CORPORATION |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 51501 |
623 N Main St is owned and occupied by an individual who bought it in May 2025.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 623 N MAIN ST, KANNAPOLIS, NC 28081-2184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Feb 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY |
| Oct 20, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage JET FUNDING GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on File |
| Deed Sale | May 30, 2025 · Amount on File |
| Prior Sale | Feb 18, 2021 · Amount on File |
| Deed Book / Page | 1462 / 841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 623 N MAIN ST, KANNAPOLIS, NC 28081-2184 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0014300590 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 1430/590 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 18, 2021 |
| Property Address | 623 N MAIN ST, KANNAPOLIS, NC 28081-2184 |
| Document Number | 0013680367 |
| Book / Page | 1368 / 367 |
| Map Reference | PG 1686 |
| Instrument Date | Feb 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 UNION ST S # S210, 3, CONCORD, NC 28025-5079 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 623 N MAIN ST, KANNAPOLIS, NC 28081-2184 |
| Document Number | 0001368368 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 1368/368 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 20, 2020 |
| Property Address | 623 N MAIN ST, KANNAPOLIS, NC 28081-2184 |
| Document Number | 0013580993 |
| Book / Page | 1358 / 993 |
| Map Reference | MAP 1686 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3321 KEADY MILL LOOP, 3321, KANNAPOLIS, NC 28081-6441 |
| Name | Verified Name |
|---|---|
| Address | 3 UNION ST S STE 210, 210, CONCORD, NC 28025-5288 |
| Investor | Possibly a Property Investor |
| Document Number | 0001358994 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 1358/994 |
| Name | JET FUNDING GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Apr 16, 2021 |
The 2026 property tax bill for 623 N Main St was $1,973.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,973.00 | $163,095 Land $32,538 Building $130,557 | $163,095 Land $32,538 Building $130,557 |
| 2023 | $1,830.00 | $151,260 Land $32,538 Building $118,722 | $151,260 Land $32,538 Building $118,722 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 623 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 623 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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