623 N 4th St, River Falls, WI 54022 Property Records

St. Croix County property record for 623 N 4th St, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.382 acres (16,646 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,856 (2026)
Deeds & Mortgages	May 2017 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`276-1007-40-000`

Property Details

APN / Parcel Number

Primary APN	`276-1007-40-000`
Alternative APNs	`36.28.19.35E` `1587816`

Exterior

Lot Area	16,646 sqft (0.382 acres)

Location & Zoning

Street Address	623 N 4TH ST
City	RIVER FALLS
State	WI
Zip	54022-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 39 FT OF E 82 FT OF LOT 16 COX ADD & S 116 FT OF E 115 FT OF JEFFERSON PARK AS DESC IN VOL 499 P 226 ORD, COX ADD R.F.
Legal Range	19W
Legal Township	28N
Legal Section	36
Legal Subdivision	COX ADD
Legal Lot Number	16
Jurisdiction	ST CROIX WI
Township / Civil Division	RIVER FALLS
Census Block Group	1
Census Block	1052
Census Tract	120901

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	623 N 4TH ST, RIVER FALLS, WI 54022-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2017	Deed of Trust, Mortgage ASSOCIATED BANK NA
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 15, 2016
Transfer Doc	0001024177
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	623 N 4TH ST, RIVER FALLS, WI 54022-1523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001048065
Date	May 23, 2017
Instrument	1048065

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	HUDSON, WI 54016

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Apr 21, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	623 N 4TH ST, RIVER FALLS, WI 54022-1523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001086461
Date	Aug 9, 2019
Instrument	1086461

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,856.00 (+0.02%) Homeowner's exemption
2025	$4,855.00 (-6.33%) Homeowner's exemption	$360,300 (+24.28%) Land $79,900 Building $280,400	$360,300 (+24.28%) Land $79,900 Building $280,400
2024	$5,183.00 (+11.68%) Homeowner's exemption	$289,900 (-) Land $60,000 Building $229,900	$289,900 (-) Land $60,000 Building $229,900
2023	$4,641.00 Homeowner's exemption	$289,900 Land $60,000 Building $229,900	$289,900 Land $60,000 Building $229,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom, Verizon.

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