623 Mountain Ave, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 623 Mountain Ave, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	2,304 sqft · built 1937
Lot Size	0.308 acres (13,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Mar 2021)
Tax Bill	$12,977 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00094-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`04-00094-0000-00005`
Alternative APN	`040009400005`

Interior

Stories	2 Stories
Building Area	2,304 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Lot Area	13,399 sqft (0.308 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	623 MOUNTAIN AVE
City	BOUND BROOK
State	NJ
Zip	08805-1719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FACILITY NAME: 100% DIS. VET
Legal Subdivision	MIDDLEBROOK HEIGHTS
Legal Block	94
Legal Lot Number	5
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1014
Census Tract	51300

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	623 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 18, 2017	Deed of Trust, Mortgage · ARM FINANCIAL RESOURCES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Prior Sale	Aug 5, 2015 · Amount on Record
Deed Document Number	202113962
Deed Book / Page	7315 / 827
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 2, 2021
Property Address	623 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719
Document Number	0000013962
Book / Page	7315 / 827
Instrument Date	Feb 24, 2021
Instrument	2021013962
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 MOUNTAIN AVE, 623, BOUND BROOK, NJ 08805-1719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719

Mortgage

Document Number	0000013963
Date	Mar 2, 2021
Instrument	2021013963

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	623 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUALITY TITLE & ABSTRACT AGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019293
Date	May 18, 2017
Book Page	6959/3808
Instrument	2017019293

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5%
Index	5-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,500 (+4.51%) Land $229,500 Building $385,000	$614,500 (+4.51%) Land $229,500 Building $385,000
2025	$12,977.00 (+2.81%)	$588,000 (+11.7%) Land $208,300 Building $379,700	$588,000 (+11.7%) Land $208,300 Building $379,700
2024	$12,622.00 (+4.03%)
2023		$526,400 Land $165,800 Building $360,600	$526,400 Land $165,800 Building $360,600
2022	$12,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1999–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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