623 Mississippi Ave, Silver Spring, MD 20910 Property Records

Montgomery County property record for 623 Mississippi Ave, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	1 ba · 856 sqft · built 1923
Lot Size	0.172 acres (7,477 sqft)
Owner	2 Individual Names on File
Last Sale	$578,000 (Nov 2021)
Tax Bill	$6,202 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-00964843`

Property Details

APN / Parcel Number

Primary APN	`13-00964843`
Alternative APN	`00964843`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	856 sqft Living Area
Gross Area	1,036 sqft
1st Floor Area	856 sqft
Basement Area	180 sqft
Utility Area	180 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,477 sqft (0.172 acres)
Garage Type	Basement
Garage Area	180 sqft
Porch	Open Porch
Porch Area	180 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00964843
Street Address	623 MISSISSIPPI AVE
City	SILVER SPRING
State	MD
Zip	20910-5238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	STEARMANS SUB
Legal Subdivision	STEARMANS SUB
Legal Block	1
Legal Lot Number	35
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2006
Census Tract	702401

Owner

623 Mississippi Ave is owned and occupied by two individuals who bought it in November 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 MISSISSIPPI AVE, SILVER SPRING, MD 20910-5238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 16, 2021	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 4, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Apr 4, 2018 · Amount on File
Deed Book / Page	64598 / 365
Prior Transfer Date	Apr 25, 2015
Prior Transfer Doc	0505620348
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	623 MISSISSIPPI AVE, SILVER SPRING, MD 20910-5238
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0615140126
Date	Jan 5, 2021
Book Page	61514/126

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	623 MISSISSIPPI AVE, SILVER SPRING, MD 20910-5238
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0585770279
Date	Nov 26, 2019
Book Page	58577/279

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 16, 2021
Property Address	623 MISSISSIPPI AVE, SILVER SPRING, MD 20910-5238
Document Number	0645980365
Book / Page	64598 / 365
Map Reference	MB 4 PL 322
Instrument Date	Nov 9, 2021
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	737 EASTVIEW AVE, 737, WADSWORTH, OH 44281-1938

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	623 MISSISSIPPI AVE, SILVER SPRING, MD 20910-5238

Mortgage

Document Number	64598373
Date	Nov 16, 2021
Instrument	64598/373

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 4, 2018
Property Address	623 MISSISSIPPI AVE, SILVER SPRING, MD 20910-5238
Document Number	0558480308
Book / Page	55848 / 308
Map Reference	MB4 PL322
Instrument Date	Mar 9, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 MISSISSIPPI AVE, SILVER SPRING, MD 20910-5238

Mortgage

Document Number	0055848315
Date	Apr 4, 2018
Instrument	55848/315

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 623 Mississippi Ave was $6,202, down 5.2% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,967 (+4.38%)	$574,100 (-) Land $343,500 Building $230,600
2025	$6,202.00 (-5.18%)	$527,833	$574,100 Land $343,500 Building $230,600
2024	$6,541.00
2023		$486,700	$504,700 Land $343,500 Building $161,200
2022	$5,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Mississippi Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 623 Mississippi Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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