Erie County property record for 623 Main St, Vermilion, OH 44089
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,542 sqft · built 1989 |
| Lot Size | 1.2 acres (52,634 sqft) |
| Owner | Individual Name on File |
| Last Sale | $690,000 (Feb 2026) |
| Tax Bill | $7,565 (2025) |
| Deeds & Mortgages | Feb 2026 Sale May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 18-01378-011 |
| Primary APN | 18-01378-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,542 sqft Living Area |
| Gross Area | 1,850 sqft |
| 1st Floor Area | 1,153 sqft |
| Upper Floors Area | 81 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 52,634 sqft (1.2 acres) |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 234 sqft |
| Balcony Area | 129 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 004954-5 |
|---|---|
| Street Address | 623 MAIN ST |
| City | VERMILION |
| State | OH |
| Zip | 44089-1043 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 623 FISHERMANS BEND CONDO PHASE II |
| Legal Subdivision | FISHERMANS BEND CONDOMINIUM |
| Legal Phase | 2 |
| Legal Unit | 623 |
| Jurisdiction | ERIE OH |
| Township / Civil Division | VERMILION |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40100 |
623 Main St, a condominium, is owned and occupied by an individual who bought it in February 2026.
Source: Erie County records, as of March 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 623 MAIN ST, VERMILION, OH 44089-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| May 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage KEMBA FINANCIAL CREDIT UNION INC |
| Mar 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2026 · Amount on File |
| Deed Sale | Feb 6, 2026 · Amount on File |
| Prior Sale | Mar 27, 2018 · Amount on File |
| Deed Document Number | 2026926 |
| Prior Transfer Date | Dec 3, 2024 |
| Prior Transfer Doc | 0000009033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE OH |
| Recording Date | Feb 6, 2026 |
| Property Address | 623 MAIN ST, VERMILION, OH 44089-1043 |
| Document Number | 0000000926 |
| Map Reference | FILE 0375501 |
| Instrument Date | Feb 5, 2026 |
| Instrument | 202600926 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Amount | Amount on Record |
|---|---|
| Tax | $690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 MAIN ST, VERMILION, OH 44089-1043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE OH |
| Recording Date | May 31, 2022 |
| Property Address | 623 MAIN ST, VERMILION, OH 44089-1043 |
| Document Number | 0000005341 |
| Map Reference | VOL 537 PG 612 |
| Instrument Date | May 26, 2022 |
| Instrument | 202205341 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 MAIN ST, VERMILION, OH 44089-1043 |
| Document Number | 0000005342 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 202205342 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE OH |
| Recording Date | Mar 27, 2018 |
| Property Address | 623 MAIN ST, VERMILION, OH 44089-1043 |
| Document Number | 0000002482 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 2482 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 623 MAIN ST VERMILION OH 440891043, VERMILION, OH 44089-1043 |
| Document Number | 2483 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 2483 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 623 Main St was $7,565 with a homeowner's exemption.
Source: Erie County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Erie County |
| Municipality | Vermilion City |
| Unified School District | Vermilion Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,565.00 | $181,142 (-) Land $42,000 Building $139,142 | |
| 2024 | $7,565.00 (+4.49%) Homeowner's exemption | $181,142 (+16.55%) Land $42,000 Building $139,142 | $517,550 Land $120,000 Building $397,550 |
| 2023 | $7,240.00 (+4.81%) Homeowner's exemption | $155,417 (-0.02%) Land $35,000 Building $120,417 | |
| 2022 | $6,908.00 | $155,442 Land $35,000 Building $120,442 | |
| 2021 | $444,050 Land $100,000 Building $344,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 623 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 52 (1979–2007) |
| Claims Outside the SFHA | 8 of 52 |
| Most Recent Claim | Mar 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 623 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILION CITY serves 10,594 people · EPA ID OH2201511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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