623 Main St, La Crescent, MN 55947 Property Records

Houston County property record for 623 Main St, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,540 sqft · built 1959
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Nov 2017)
Tax Bill	$3,962 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25.0295.000`

Property Details

APN / Parcel Number

Primary APN	`25.0295.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,140 sqft
Finished Basement	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	623 MAIN ST
City	LA CRESCENT
State	MN
Zip	55947-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-104 RANGE-004 LA CRESCENT PLAT LOT-999 BLOCK-056 E 5 FT LOT 5; ALL LOT 6 & W 10 FT LOT 7 - BLK 56 LA CRESCENT PLA
Legal Range	04
Legal Township	104
Legal Section	10
Legal Subdivision	LA CRESCENT PLAT
Legal Block	56
Legal Lot Number	5-7
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	2
Census Block	2014
Census Tract	20100

Owner

623 Main St is owned and occupied by an individual who bought it in November 2017.

Source: Houston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	623 MAIN ST, LA CRESCENT, MN 55947-1035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · ARM ALTRA FEDERAL CREDIT UNION
Nov 6, 2017	Deed of Trust, Mortgage · ARM ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2017 · Amount on File
Deed Sale	Nov 6, 2017 · Amount on File
Prior Transfer Date	Apr 13, 2010
Prior Transfer Doc	21873
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	623 MAIN ST, LA CRESCENT, MN 55947-1035
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000T2415
Date	Feb 18, 2022
Instrument	T2415

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2027
Index	1-Year CMT

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	623 MAIN ST, LA CRESCENT, MN 55947-1035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2236
Date	Nov 6, 2017
Instrument	2236

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.92%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.92%
Index	1-Year CMT
Max Rate	9.92%

Tax Assessment & Valuation

The 2026 property tax bill for 623 Main St was $3,962 with a homeowner's exemption.

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,962.00 Homeowner's exemption	$298,600 (-) Land $43,100 Building $255,500	$298,600 (-) Land $43,100 Building $255,500
2025	$3,962.00 Homeowner's exemption	$298,600 Land $43,100 Building $255,500	$298,600 Land $43,100 Building $255,500
2023	$4,130.00 Homeowner's exemption	$272,400 Land $29,300 Building $243,100	$272,400 Land $29,300 Building $243,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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