Placer County property record for 623 Loretto Dr, Roseville, CA 95661
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,690 sqft · built 1976 |
| Lot Size | 0.177 acres (7,704 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,171 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-320-036-000 |
| Primary APN | 048-320-036-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,690 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 7,704 sqft (0.177 acres) |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 623 LORETTO DR |
|---|---|
| City | ROSEVILLE |
| State | CA |
| Zip | 95661-3628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 715 SIERRA GARDENS UNIT #15 |
| Legal Subdivision | SIERRA GARDENS NO. 15 |
| Legal Lot Number | 715 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROSEVILLE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20712 |
623 Loretto Dr is owner-occupied and held in a trust since September 2024.
Source: Placer County records, as of July 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 623 LORETTO DR, ROSEVILLE, CA 95661-3628 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 18, 2024 |
| Transfer Doc | 0000056591 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 623 LORETTO DR, ROSEVILLE, CA 95661-3628 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF SACRAMENTO |
| Name | Verified Name |
|---|---|
| Address | 623 LORETTO DR, ROSEVILLE, CA 95661-3628 |
| Document Number | 0000055297 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021-0055297 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 623 Loretto Dr was $2,171 with a homeowner's exemption.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Roseville City |
| Elementary School District | Roseville City Elementary School District (KG - 08) |
| Secondary School District | Roseville Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $218,637 (+2%) Land $72,226 Building $146,411 | |
| 2025 | $2,171.00 Homeowner's exemption | $214,351 Land $70,810 Building $143,541 |
| 2023 | $2,098.00 (-0.24%) Homeowner's exemption | $206,029 Land $68,061 Building $137,968 |
| 2022 | $2,103.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 623 Loretto Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 1 (45% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 623 Loretto Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Cal.net, Fidium Fiber.
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