623 Laurel Ave, Oakdale, CA 95361 Property Records

Stanislaus County property record for 623 Laurel Ave, Oakdale, CA 95361

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,895 sqft · built 1956
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Sep 2023)
Tax Bill	$5,584 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`130-015-043-000`

Property Details

APN / Parcel Number

Primary APN	`130-015-043-000`
Alternative APNs	`1301543000` `1301543`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,895 sqft Living Area
1st Floor Area	1,895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	623 LAUREL AVE
City	OAKDALE
State	CA
Zip	95361-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKDALE LOT 17,19 BLOCK 219
Legal Subdivision	OAKDALE
Legal Block	3
Legal Lot Number	17
Jurisdiction	STANISLAUS CA
Township / Civil Division	OAKDALE
Census Block Group	3
Census Block	3004
Census Tract	201

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	623 LAUREL AVE, OAKDALE, CA 95361-2552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Commercial Mortgage GORDON RANDY SPENCER
Sep 1, 2023	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 6, 2017	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Sep 6, 2017 · Amount on Record
Deed Document Number	202341068
Prior Transfer Date	Apr 29, 2008
Prior Transfer Doc	0000048483
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	623 LAUREL AVE, OAKDALE, CA 95361-2552
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 LAUREL AVE, OAKDALE, CA 95361-2552

Mortgage

Document Number	0000003656
Date	Jan 26, 2026
Instrument	2026-0003656

Lender

Name	GORDON RANDY SPENCER
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 1, 2023
Property Address	623 LAUREL AVE, OAKDALE, CA 95361-2552
Document Number	0000041068
Map Reference	VOL 7 PG 48
Instrument Date	Aug 26, 2023
Instrument	2023-0041068
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 LAUREL AVE, OAKDALE, CA 95361-2552

Mortgage

Document Number	0000041069
Date	Sep 1, 2023
Instrument	2023-0041069

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	623 LAUREL AVE, OAKDALE, CA 95361-2552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 LAUREL AVE, OAKDALE, CA 95361-2552

Mortgage

Document Number	0000076558
Date	Oct 2, 2020
Instrument	2020-0076558

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 6, 2017
Property Address	623 LAUREL AVE, OAKDALE, CA 95361-2552
Document Number	0000065174
Instrument Date	Aug 31, 2017
Instrument	65174
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 LAUREL AVE OAKDALE CA 953612552, OAKDALE, CA 95361-2552

Mortgage

Document Number	65175
Date	Sep 6, 2017
Instrument	65175

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Oakdale City
Unified School District	Oakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,584.00 (+1.14%)	$504,594 (+2%) Land $249,696 Building $254,898
2025	$5,521.00 (+39%)	$494,700 (+34.23%) Land $244,800 Building $249,900
2023	$3,972.00 (+1.72%)	$368,555 Land $147,641 Building $220,914
2022	$3,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKDALE serves 23,235 people · EPA ID CA5010014
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Laurel Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures