623 Lanai Ct, Vista, CA 92081 Property Records

San Diego County property record for 623 Lanai Ct, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,725 sqft · built 2015
Lot Size0.64 acres (27,878 sqft)
OwnerCompany Name on Record
Last Sale$773,000 (Apr 2015)
Tax Bill$11,837 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN183-191-04-00

Property Details

APN / Parcel Number

Primary APN183-191-04-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,725 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area27,878 sqft (0.64 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address623 LANAI CT
CityVISTA
StateCA
Zip92081-7507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE-1
Legal DescriptionLOT 4 TR 015955
Legal SubdivisionPC 2-094
Legal Tract015955
Legal Block1
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1014
Census Tract19904

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address623 LANAI CT, VISTA, CA 92081-7507
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2015 · Amount on Record
Deed SaleApr 23, 2015 · Amount on Record
Deed Document Number2015198280
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address623 LANAI CT, VISTA, CA 92081-7507
Transaction TypeMortgage
Record UpdatedJul 8, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 LANAI COURT, CARLSBAD, CA 92008

Mortgage

Document Number0000474860
DateJun 30, 2021
Instrument2021-0474860
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,006,267 (+2%) Land $337,112 Building $669,155
2025$11,837.00 (+8.1%) Homeowner's exemption$986,537 (+4.04%) Land $330,502 Building $656,035
2023$10,950.00 (+0.25%) Homeowner's exemption$948,230 Land $317,669 Building $630,561
2022$10,923.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: San Diego Broadband, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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