623 Lake Elmo Dr, Billings, MT 59105 Property Records

Yellowstone County property record for 623 Lake Elmo Dr, Billings, MT 59105

Property Summary

Property Type	Commercial
Details	3,600 sqft · built 1979
Lot Size	0.269 acres (11,735 sqft)
Owner	2 Trust Names on File
Last Sale	$555,900 (Jun 2021)
Tax Bill	$6,766 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000D055640`

Property Details

APN / Parcel Number

Primary APN	`000D055640`
Alternative APNs	`03-1033-27-1-09-18-0000` `R0361666` `D055640` `D05564`

Interior

Stories	3 Stories
Building Area	3,600 sqft Gross Area
1st Floor Area	476 sqft
Upper Floors Area	2,048 sqft
Basement Area	1,076 sqft
Finished Basement	1,076 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	11,735 sqft (0.269 acres)
View / Lot	Commercial
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	623 LAKE ELMO DR
City	BILLINGS
State	MT
Zip	59105-3049
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	NC
Legal Description	S27, T01 N, R26 E, C.O.S. 1862, PARCEL 1, TR 1 COS 1862 CORR IN NE4 27-1N-26E (LESS 2640 SQ FT STREET) (02))
Legal Range	26E
Legal Township	01N
Legal Section	27
Legal Subdivision	CERTIFICATE/SURV 1862 01 CORRE
Legal Tract	1
Legal Block	1
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1018
Census Tract	706

Owner

623 Lake Elmo Dr, a commercial property, is held in a trust since October 2024.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 232, LAVINA, MT 59046-0232
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Warranty Deed, Transfer LITTLE HORN STATE BANK
Jul 24, 2017	Warranty Deed, Transfer · Line of Credit STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Jul 24, 2017
Deed Document Number	20213975097
Last Transfer Date	Oct 2, 2024
Transfer Doc	0004087025
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 4, 2021
Property Address	623 LAKE ELMO DR, BILLINGS, MT 59105-3049
Document Number	0003975097
Map Reference	DOC 1124305
Instrument Date	Jun 4, 2021
Instrument	3975097
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 232, LAVINA, MT 59046-0232

Mortgage

Document Number	0003975098
Date	Jun 4, 2021
Instrument	3975098

Lender

Name	LITTLE HORN STATE BANK
Type	Bank

Agreement

Amount	Amount on Record

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 24, 2017
Property Address	623 LAKE ELMO DR, BILLINGS, MT 59105-3049
Document Number	0003820774
Instrument Date	Jul 21, 2017
Instrument	3820774
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	FIRST MONTANA TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2716 ARVIN RD BILLINGS MT 591021508, BILLINGS, MT 59102-1508

Mortgage

Document Number	3821184
Date	Jul 24, 2017
Instrument	3821184

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 23, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 623 Lake Elmo Dr was $6,766.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,800 Land $122,649 Building $425,151	$547,800 Land $122,649 Building $425,151
2025	$6,766.00
2023	$6,846.00	$548,000	$548,000 Land $91,369 Building $456,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Lake Elmo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Lake Elmo Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.4% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T, CenturyLink, TDS Telecom, Verizon.

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