623 Jacobs Mill Pond Rd, Elgin, SC 29045 Property Records

Richland County property record for 623 Jacobs Mill Pond Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 1971
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (May 2026)
Tax Bill	$2,635 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`28812-01-10`

Property Details

APN / Parcel Number

Primary APN	`28812-01-10`
Alternative APNs	`R28812-01-10` `00889453`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,630 sqft Heated Area
Gross Area	2,399 sqft
1st Floor Area	1,630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	88,427 sqft (2.03 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Private

Location & Zoning

Account Number	00889453
Street Address	623 JACOBS MILL POND RD
City	ELGIN
State	SC
Zip	29045-8266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	TRACT 34 244.8X281X85X242X390 #SU WOODCREEK LAKE #PR X-758
Legal Subdivision	WOODCREEK LAKE
Legal Tract	34
Legal Lot Number	34
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2096
Census Tract	11407

Owner

623 Jacobs Mill Pond Rd is owned by an individual who bought it in May 2026.

Source: Richland County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2403 WATSON ST, ELGIN, SC 29045-9434
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Correction Deed NONE LISTED ON DOCUMENT
Mar 3, 2026	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Mar 3, 2026 · Amount on File
Deed Document Number	202624926
Deed Book / Page	3130 / 1128
Prior Transfer Date	Dec 6, 2013
Prior Transfer Doc	0019133129
Record Updated	Oct 29, 2026

May 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	RICHLAND SC
Recording Date	May 22, 2026
Property Address	623 JACOBS MILL POND RD, ELGIN, SC 29045-8266
Document Number	0000024926
Book / Page	3130 / 1128
Instrument Date	May 21, 2026
Instrument	202624926
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$13,130.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 WATSON ST, ELGIN, SC 29045-9434

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 3, 2026
Property Address	623 JACOBS MILL POND RD, ELGIN, SC 29045-8266
Document Number	0031041746
Book / Page	3104 / 1746
Map Reference	MB X PG 758
Instrument Date	Feb 27, 2026
Instrument	2026009928
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 WATSON ST, ELGIN, SC 29045-9434

Tax Assessment & Valuation

The 2025 property tax bill for 623 Jacobs Mill Pond Rd was $2,635.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,635.00	$9,452 (-96.52%)	$282,100 (-) Land $142,100 Building $140,000
2024		$271,700 (+2,774.52%)	$282,100 (+19.38%) Land $142,100 Building $140,000
2023	$2,301.00	$9,452	$236,300
2021	$2,301.00	$9,450	$236,300 Land $142,100 Building $94,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 623 Jacobs Mill Pond Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Jacobs Mill Pond Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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