Allegany County property record for 623 Haddon Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1964 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,000 (Dec 2007) |
| Tax Bill | $1,235 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-030885 |
| Primary APN | 04-030885 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Total Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Basement |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 40 sqft |
| Patio Area | 190 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 030885 |
|---|---|
| Street Address | 623 HADDON AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 623 HADDON AVE LOTS 29-30 BLK 39 70X130 JH |
| Legal Subdivision | JOHNSON HEIGHTS |
| Legal Block | 39 |
| Legal Lot Number | 29,30 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 600 |
623 Haddon Ave is owned and occupied by an individual who acquired it in March 2021.
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20315 PARKWOOD CT, HAGERSTOWN, MD 21742-4009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDDLETOWN VALLEY BANK |
| Mar 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MIDDLETOWN VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2007 · Amount on File |
| Deed Sale | Dec 28, 2007 · Amount on File |
| Prior Sale | Jan 3, 1995 |
| Deed Document Number | 200772473 |
| Deed Book / Page | 1453 / 390 |
| Last Transfer Date | Mar 8, 2021 |
| Transfer Doc | 0026380010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 623 HADDON AVE, CUMBERLAND, MD 21502-3802 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | OLDE STONE TITLE, OLDE TOWNE TITLE |
| Name | Verified Name |
|---|
| Document Number | 002661-0282 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 2661/282 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Mar 9, 2021 |
| Property Address | 623 HADDON AVE, CUMBERLAND, MD 21502-3802 |
| Document Number | 002638-0010 |
| Book / Page | 2638 / 10 |
| Map Reference | PL 42 |
| Instrument Date | Mar 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | OLDE STONE TITLE, OLDE TOWNE TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 20315 PARKWOOD CT, HAGERSTOWN, MD 21742-4009 |
| Document Number | 0000263814 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2638/14 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 623 Haddon Ave was $1,235 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,300 (+7.99%) Land $14,500 Building $146,800 | $161,300 (-) Land $14,500 Building $146,800 | |
| 2025 | $1,235.00 Homeowner's exemption | $149,367 | $161,300 Land $14,500 Building $146,800 |
| 2023 | $1,144.00 Homeowner's exemption | $125,500 Land $14,500 Building $111,000 | $125,500 Land $14,500 Building $111,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 623 Haddon Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 623 Haddon Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband, T-Mobile.
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