Worcester County and Gardner City property record for 623 Green St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,215 sqft · built 1929 |
| Lot Size | 2.23 acres (97,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,500 (Apr 2017) |
| Tax Bill | $4,057 (2026) |
| Deeds & Mortgages | Feb 2024 Refinance Dec 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:R-37 B:0032 L:0012 |
| Primary APN | M:R-37 B:0032 L:0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| Gross Area | 3,049 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 97,462 sqft (2.23 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 623 GREEN ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 17 |
| Legal Lot Number | 12 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 623 GREEN ST, GARDNER, MA 01440-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK |
| Dec 9, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 21, 2017 | Quit Claim Deed, Transfer SOUTHBRIDGE SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on Record |
| Deed Sale | Apr 21, 2017 · Amount on Record |
| Deed Book / Page | 57005 / 160 |
| Last Transfer Date | Dec 4, 2019 |
| Transfer Doc | 0061556-32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 623 GREEN ST, GARDNER, MA 01440-1101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 070209-366 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 70209/366 |
| Instrument | 12448 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Dec 9, 2019 |
| Property Address | 623 GREEN ST, GARDNER, MA 01440-1101 |
| Document Number | 61556-28 |
| Book / Page | 61556 / 28 |
| Instrument Date | Dec 4, 2019 |
| Instrument | 133008 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 GREEN ST, GARDNER, MA 01440-1101 |
| Document Number | 61556-32 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 61556/32 |
| Instrument | 133009 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Apr 21, 2017 |
| Property Address | 623 GREEN ST, GARDNER, MA 01440-1101 |
| Document Number | 57005-160 |
| Book / Page | 57005 / 160 |
| Instrument | 39748 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 570050162 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 57005/0162 |
| Name | SOUTHBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 21, 2047 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,057.00 (+9,795.12%) | $294,600 (+3.15%) Land $100,300 Building $194,300 | $354,052 (+9.26%) |
| 2025 | $41.00 (-99.01%) | $285,600 (+3.89%) Land $91,300 Building $194,300 | $324,045 |
| 2024 | $4,121.00 (+7.4%) | $274,900 (+15.55%) Land $83,500 Building $191,400 | |
| 2023 | $3,837.00 | $237,900 Land $81,400 Building $156,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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