623 Granite Rd, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 623 Granite Rd, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 1955
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Nov 1998)
Tax Bill	$6,583 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`514400 84.2-1-18`

Property Details

APN / Parcel Number

Primary APN	`514400 84.2-1-18`
Alternative APN	`114236.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	338 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	114236.000
Street Address	623 GRANITE RD
City	KERHONKSON
State	NY
Zip	12446-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1047
Census Tract	953000

Owner

623 Granite Rd is owned and occupied by two individuals who bought it in November 1998.

Source: Ulster County and Rochester Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 GRANITE RD, KERHONKSON, NY 12446-3411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit MID HUDSON VALLEY FCU
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 1998 · Amount on File
Deed Sale	Nov 27, 1998 · Amount on File
Deed Book / Page	2859 / 315
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	623 GRANITE RD, KERHONKSON, NY 12446-3411
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001788
Date	Feb 14, 2023
Book Page	13036/80
Instrument	2023-1788

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	623 GRANITE RD, KERHONKSON, NY 12446-3411
Document Number	0000005000
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 GRANITE RD KERHONKSON NY 124463411, KERHONKSON, NY 12446-3411

Mortgage

Document Number	0000005000
Date	Apr 5, 2017
Instrument	5000

Lender

Name	HUDSON VALLEY FCU
Address	137 BOARDMAN RD, POUGHKEEPSIE, NY 12603-4821

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 4, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 623 Granite Rd was $6,583.

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,583.00	$251,500 Land $42,500 Building $209,000	$474,528 Land $80,189 Building $394,339
2023		$251,500 (-) Land $42,500 Building $209,000	$399,206 (+14.29%) Land $67,460 Building $331,746
2022		$251,500 Land $42,500 Building $209,000	$349,306 Land $59,028 Building $290,278
2021	$1,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Granite Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1979–2011)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Granite Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STREAMSIDE ESTATES private · serves 67 people · EPA ID NY5521949
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	13 ppb (2026) action level 15 ppb
Copper	1.88 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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