623 Gingko Ct, Santa Maria, CA 93458 Property Records

Santa Barbara County property record for 623 Gingko Ct, Santa Maria, CA 93458

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,175 sqft · built 1993
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Dec 2022)
Tax Bill	$5,828 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`117-710-065`

Property Details

APN / Parcel Number

Primary APN	`117-710-065`
Alternative APN	`11771065`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Building Area	1,175 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	623 GINGKO CT
City	SANTA MARIA
State	CA
Zip	93458-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5591 LOT 77
Legal Subdivision	HERMOSILLA PARK
Legal Tract	5591
Legal Lot Number	77
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA MARIA
Census Block Group	1
Census Block	1002
Census Tract	2308

Owner

623 Gingko Ct is owned and occupied by two individuals who bought it in December 2022.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 GINGKO CT, SANTA MARIA, CA 93458-9020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 14, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage HOUSING TRUST FUND OF SANTA BARBARA
May 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2022 · Amount on File
Deed Sale	Dec 14, 2022 · Amount on File
Prior Sale	Jul 29, 1994 · Amount on File
Deed Document Number	202251327
Prior Transfer Date	Nov 2, 2022
Prior Transfer Doc	0000051326
Record Updated	Sep 20, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Dec 14, 2022
Property Address	623 GINGKO CT, SANTA MARIA, CA 93458-9020
Document Number	0000051327
Map Reference	MB 158 PG 43-50
Instrument Date	Dec 1, 2022
Instrument	2022-0051327
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	623 GINGKO CT, SANTA MARIA, CA 93458-9020

Mortgage

Document Number	0000051328
Date	Dec 14, 2022
Instrument	2022-0051328

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Dec 14, 2022
Property Address	623 GINGKO CT, SANTA MARIA, CA 93458-9020
Document Number	0000051326
Map Reference	MB 158 PG 43-50
Instrument Date	Nov 22, 2022
Instrument	2022-0051326
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 GINGKO CT, SANTA MARIA, CA 93458-9020

Mortgage

Document Number	0000051330
Date	Dec 14, 2022
Instrument	2022-0051330

Lender

Name	HOUSING TRUST FUND OF SANTA BARBARA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	623 GINGKO CT, SANTA MARIA, CA 93458-9020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022617
Date	May 12, 2017
Instrument	2017-0022617

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	623 GINGKO CT, SANTA MARIA, CA 93458-9020
Document Number	0000033215
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	623 GINGKO CT SANTA MARIA CA 934589020, SANTA MARIA, CA 93458-9020

Mortgage

Document Number	0000033215
Date	Jul 2, 2020
Instrument	33215

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	623 GINGKO CT, SANTA MARIA, CA 93458-9020
Document Number	0000037669
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	623 GINGKO CT SANTA MARIA CA 934589020, SANTA MARIA, CA 93458-9020

Mortgage

Document Number	0000037669
Date	Aug 31, 2018
Instrument	37669

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 623 Gingko Ct was $5,828 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Maria City
Elementary School District	Santa Maria-Bonita Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,685 (+2%) Land $222,853 Building $291,832
2025	$5,828.00 Homeowner's exemption Additional exemption filed	$504,594 Land $218,484 Building $286,110
2023	$5,526.00 (+177.83%)	$485,000 Land $210,000 Building $275,000
2022	$1,989.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 623 Gingko Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Gingko Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA MARIA UTILITIES DEPARTMENT serves 112,208 people · EPA ID CA4210011
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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