623 Gateshead Dr, Naperville, IL 60565 Property Records

Will County property record for 623 Gateshead Dr, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,683 sqft · built 1994
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Company Names on Record
Last Sale	$690,000 (Feb 2021)
Tax Bill	$17,143 (2025)
Deeds & Mortgages	Sep 2026 Sale Feb 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-01-316-001`

Property Details

APN / Parcel Number

Primary APN	`07-01-01-316-001`
Alternative APN	`01013160010000`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,683 sqft Total Area
1st Floor Area	2,106 sqft
2nd Floor Area	1,577 sqft
Basement Area	1,550 sqft
Unfinished Basement	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	25,265 sqft (0.58 acres)
Garage Area	688 sqft

Location & Zoning

Street Address	623 GATESHEAD DR
City	NAPERVILLE
State	IL
Zip	60565-5363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 197 IN BRECKENRIDGE ESTATES UNIT 3, BEING A SUB OF PRT OF THE SW1/4 OF SEC 1, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	01
Legal Subdivision	BRECKENRIDGE ESTATES
Legal Block	3
Legal Lot Number	197
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1000
Census Tract	880304

Owner

Source: Will County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	623 GATESHEAD DR, NAPERVILLE, IL 60565-5363
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jul 15, 2024	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Feb 16, 2021	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Jan 17, 1995
Deed Document Number	202117977
Prior Transfer Date	Dec 15, 1994
Prior Transfer Doc	0000003382
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 1, 2026
Property Address	623 GATESHEAD DR, NAPERVILLE, IL 60565-5363
Document Number	0000054533
Instrument Date	Aug 27, 2026
Instrument	202654533
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	623 GATESHEAD DR, NAPERVILLE, IL 60565-5363

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	623 GATESHEAD DR, NAPERVILLE, IL 60565-5363
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015775
Date	Feb 9, 2021
Instrument	R2021015775

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 8, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	623 GATESHEAD DR, NAPERVILLE, IL 60565-5363
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135280
Date	Dec 17, 2021
Instrument	R2021135280

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	623 GATESHEAD DR, NAPERVILLE, IL 60565-5363
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034903
Date	Jul 15, 2024
Instrument	R2024034903

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly
Min Rate At Change	4.25%
Max Rate	18%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 16, 2021
Property Address	623 GATESHEAD DR, NAPERVILLE, IL 60565-5363
Document Number	0000017977
Map Reference	DOC R93-47216
Instrument Date	Jan 27, 2021
Instrument	R2021017977
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	623 GATESHEAD DR, NAPERVILLE, IL 60565-5363

Mortgage

Document Number	0000017978
Date	Feb 16, 2021
Instrument	R2021017978

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Margin	3
Max Rate	7.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,143.00 (+8.82%)	$282,963 (+9.95%) Land $60,186 Building $222,777	$848,889 (+9.95%) Land $180,558 Building $668,331
2024		$257,356 (+15.17%) Land $54,739 Building $202,617	$772,068 (+15.17%) Land $164,217 Building $607,851
2022	$15,754.00 Homeowner's exemption	$223,453 Land $45,744 Building $177,709	$670,359 Land $137,232 Building $533,127

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Gateshead Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures