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623 Frederick St, Royal Oak, MI 48067 Property Records

Oakland County property record for 623 Frederick St, Royal Oak, MI 48067

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 979 sqft · built 1926
Lot Size0.092 acres (4,008 sqft)
Owner2 Individual Names on File
Last Sale$147,000 (Aug 2000)
Tax Bill$2,042 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN72-25-15-379-029

Property Details

APN / Parcel Number

Primary APN72-25-15-379-029

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area979 sqft Living Area
1st Floor Area709 sqft
Basement Area540 sqft
Unfinished Basement709 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleBungalow
Exterior MaterialOther
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,008 sqft (0.092 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage Area287 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area142 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address623 FREDERICK ST
CityROYAL OAK
StateMI
Zip48067-1917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 15 CLARK-BURNETT SUB LOT 26
Legal Range11E
Legal Township01N
Legal Section15
Legal SubdivisionCLARK-BURNETT SUB
Legal Lot Number26
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group4
Census Block4001
Census Tract184200

Owner

623 Frederick St is owned and occupied by two individuals who acquired it in July 2025.

Source: Oakland County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address623 FREDERICK ST, ROYAL OAK, MI 48067-1917
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
ADVISORS CAPITAL INC
Jan 15, 2019Deed of Trust, Mortgage · Line of Credit
LEVEL ONE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2000 · Amount on File
Deed SaleAug 14, 2000 · Amount on File
Prior SaleOct 10, 1997
Last Transfer DateJul 10, 2025
Transfer Doc0000088066
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address623 FREDERICK ST, ROYAL OAK, MI 48067-1917
Transaction TypeMortgage
Record UpdatedMar 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 FREDERICK ST, ROYAL OAK, MI 48067-1917

Mortgage

Document Number0000049592
DateFeb 24, 2021
Book Page55768/17
Instrument49592
Lender
NameADVISORS CAPITAL INC
TypeNon-Lending Institution
AddressNOVI, MI 48375
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueMar 1, 2046

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address623 FREDERICK ST, ROYAL OAK, MI 48067-1917
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008024
DateJan 15, 2019
Book Page52511/00172
Instrument008024
Lender
NameLEVEL ONE BANK
TypeBank
AddressFARMINGTON, MI 48334
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueDec 26, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 623 Frederick St was $2,042 with a homeowner's exemption, down 22.1% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,042.00 (-22.09%) Homeowner's exemption$126,080$252,160
2024$2,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Frederick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 623 Frederick St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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