623 Francis St, Gillespie, IL 62033 Property Records

Macoupin County property record for 623 Francis St, Gillespie, IL 62033

Property Summary

Property Type	Single Family Home
Lot Size	0.161 acres (7,025 sqft)
Owner	Individual Name on File
Last Sale	$61,500 (Aug 2018)
Tax Bill	$1,367 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2019 Mortgage + 1 more
APN	`19-13-378-001`

Property Details

APN / Parcel Number

Primary APN	`19-13-378-001`
Alternative APN	`10-002-130-00`

Exterior

Lot Area	7,025 sqft (0.161 acres)

Location & Zoning

Street Address	623 FRANCIS ST
City	GILLESPIE
State	IL
Zip	62033-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 72 BLK 5 MARTINS SUBD 19-13-378-001
Legal Subdivision	MARTINS SUBD
Legal Block	5
Legal Lot Number	72
Jurisdiction	MACOUPIN IL
Township / Civil Division	GILLESPIE
Census Block Group	2
Census Block	2033
Census Tract	956900

Owner

623 Francis St is owned and occupied by an individual who bought it in August 2018.

Source: Macoupin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	623 FRANCIS ST, GILLESPIE, IL 62033-1120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Aug 10, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Prior Sale	Jul 8, 2002 · Amount on File
Deed Document Number	2018570171
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	623 FRANCIS ST, GILLESPIE, IL 62033-1120
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	582989
Date	Jun 22, 2020
Instrument	582989

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2030

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	623 FRANCIS ST, GILLESPIE, IL 62033-1120
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	578025
Date	Oct 10, 2019
Instrument	578025

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Aug 10, 2018
Property Address	623 FRANCIS ST, GILLESPIE, IL 62033-1120
Document Number	570171
Instrument Date	Aug 6, 2018
Instrument	570171
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 FRANCIS ST, GILLESPIE, IL 62033-1120

Mortgage

Document Number	570172
Date	Aug 10, 2018
Instrument	570172

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 623 Francis St was $1,367, up 6.5% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Gillespie Township
Municipality	Gillespie City
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,367.00 (+6.55%)	$27,564 (+7%) Land $2,257 Building $25,307	$82,692 (+7%) Land $6,771 Building $75,921
2024	$1,283.00	$25,760 Land $2,109 Building $23,651	$77,280 Land $6,327 Building $70,953
2022	$1,157.00 Homeowner's exemption	$22,291 Land $1,825 Building $20,466	$66,873 Land $5,475 Building $61,398

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 623 Francis St; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 623 Francis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILLESPIE serves 3,737 people · EPA ID IL1170400
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

May also be available: Madison Communications, Nextlink.

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