623 Esther St, #633, Waco, TX 76710 Property Records

McLennan County property record for 623 Esther St, #633, Waco, TX 76710

Property Summary

Property Type	Commercial
Details	5,323 sqft · built 1955
Lot Size	0.682 acres (29,721 sqft)
Owner	Individual Name on File
Last Sale	$96,600 (Feb 2005)
Tax Bill	$9,858 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-034901-007500-2`

Property Details

APN / Parcel Number

Primary APN	`48-034901-007500-2`
Alternative APNs	`4803490100750020111` `187432`

Interior

Stories	1 Story
Building Area	5,323 sqft Gross Area
1st Floor Area	5,323 sqft
Flooring	Tile

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick Veneer
Construction Type	Concrete Block
Roof Type	Reinforced Concrete
Roof Material	Metal
Lot Area	29,721 sqft (0.682 acres)
Canopy	2,667 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	623 ESTHER ST, 633
City	WACO
State	TX
Zip	76710-6022
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	M1
Legal Description	RICE S TRACT 75 ACRES .6823
Legal Subdivision	RICE S
Legal Tract	75
Legal Lot Number	75
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4010
Census Tract	2302

Owner

623 Esther St, #633 is owned by an individual who bought it in February 2005.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	623 ESTHER ST, WACO, TX 76710-6022
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/CTRL TX
Jun 12, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2005 · Amount on File
Deed Sale	Feb 1, 2005 · Amount on File
Deed Document Number	20054412
Prior Transfer Date	Jan 31, 2005
Prior Transfer Doc	0000004412
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	623 ESTHER ST # 633, 633, WACO, TX 76710-6022
Document Number	0000019777
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 RIVER LN WACO TX 767087242, WACO, TX 76708-7242

Mortgage

Document Number	0000019777
Date	Jun 17, 2019
Instrument	19777

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	623 ESTHER ST # 633, 633, WACO, TX 76710-6022
Document Number	0000019775
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 RIVER LN WACO TX 767087242, WACO, TX 76708-7242

Mortgage

Document Number	0000019775
Date	Jun 17, 2019
Instrument	19775

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 623 Esther St, #633 was $9,858, down 1.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,000 (-7.86%) Land $148,605 Building $255,395	$404,000 (-7.86%) Land $148,605 Building $255,395
2025	$9,858.00 (-1.77%)	$438,460 Land $148,610 Building $289,850	$438,460 Land $148,610 Building $289,850
2024	$10,036.00
2023		$437,710 Land $148,610 Building $289,100	$437,710 Land $148,610 Building $289,100
2022	$9,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Esther St, #633 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 623 Esther St, #633 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: AT&T, Central Link Broadband, Verizon.

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