623 E Walnut St, Kutztown, PA 19530 Property Records

Berks County property record for 623 E Walnut St, Kutztown, PA 19530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,215 sqft · built 1960
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Jun 2004)
Tax Bill$1,398 (2026)
Deeds & MortgagesDec 2025 Mortgage
Dec 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN5454-17-01-8536

Property Details

APN / Parcel Number

Primary APN5454-17-01-8536
Alternative APNs
  • 55-5454-17-01-8536
  • 55007030
  • 007030

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,215 sqft Living Area
1st Floor Area1,215 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialAsbestos
Lot Area10,454 sqft (0.24 acres)
View / LotNeighborhood
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55007030
Street Address623 E WALNUT ST
CityKUTZTOWN
StatePA
Zip19530-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHIGHLAND PARK
Legal Block01
Legal Lot Number57
JurisdictionBERKS PA
Township / Civil DivisionKUTZTOWN
Census Block Group1
Census Block1016
Census Tract14000

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address623 E WALNUT ST, KUTZTOWN, PA 19530-1313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · Commercial Mortgage
FIRST COMMONWEALTH FCU
Dec 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMONWEALTH FCU
Sep 24, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST COMMONWEALTH FCU
Feb 7, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST COMMONWEALTH FCU
Nov 13, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2004 · Amount on Record
Deed SaleJun 24, 2004 · Amount on Record
Deed Document Number200450871
Deed Book / Page4092 / 1874
Last Transfer DateMay 8, 2008
Transfer Doc0000024906
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address623 E WALNUT ST, KUTZTOWN, PA 19530-1313
Transaction TypeMortgage
Record UpdatedJan 6, 2026
Title CompanyUNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040263
DateDec 22, 2025
Instrument2025040263
Lender
NameFIRST COMMONWEALTH FCU
TypeCredit Union
AddressPO BOX 20450, LEHIGH VALLEY, PA 18002
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueDec 15, 2030

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address623 E WALNUT ST, KUTZTOWN, PA 19530-1313
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046852
DateDec 19, 2017
Instrument2017046852
Lender
NameFIRST COMMONWEALTH FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2037
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address623 E WALNUT ST, KUTZTOWN, PA 19530-1313
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032615
DateSep 24, 2019
Instrument2019032615
Lender
NameFIRST COMMONWEALTH FCU
TypeCredit Union
AddressBETHLEHEM, PA 18017
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2039

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address623 E WALNUT ST, KUTZTOWN, PA 19530-1313
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004957
DateFeb 7, 2020
Instrument2020004957
Lender
NameFIRST COMMONWEALTH FCU
TypeCredit Union
AddressBETHLEHEM, PA 18017
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 1, 2040

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERKS PA
Recording DateNov 13, 2017
Property Address623 E WALNUT ST, KUTZTOWN, PA 19530-1313
Document Number0000042113
Instrument DateNov 10, 2017
Instrument42113
Transaction TypeTransfer
Record UpdatedDec 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address623 E WALNUT ST KUTZTOWN PA 195301313, KUTZTOWN, PA 19530-1313

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityKutztown Borough
Unified School DistrictKutztown Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,398.00 (+7.7%) Homeowner's exemption$93,800 (-) Land $41,300 Building $52,500$41,300 (-55.97%) Land $41,300
2024$1,298.00$93,800 Land $41,300 Building $52,500
1994$93,800 Land $41,300 Building $52,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1979–2020)
Claims Outside the SFHA4 of 20
Most Recent ClaimAug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKUTZTOWN BOROUGH WATER
serves 14,200 people · EPA ID PA3060041
Water SourceGroundwater influenced by surface water
Last State InspectionDec 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable
2,000 / 200
Borough of Kutztown
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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