623 E 10th St, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 623 E 10th St, Charlotte, NC 28202

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,308 sqft · built 2003
Lot Size	0.87 acres (37,912 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Mar 2026)
Tax Bill	$3,109 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-075-76`

Property Details

APN / Parcel Number

Primary APN	`080-075-76`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,308 sqft Living Area
1st Floor Area	452 sqft
Upper Floors Area	456 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Built-Up Asphalt
Lot Area	37,912 sqft (0.87 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	623 E 10TH ST
City	CHARLOTTE
State	NC
Zip	28202-3129
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR2
Legal Description	BLDG 1 UNIT 5 U/F 653-1
Legal Subdivision	CITYVIEW TOWNES CONDO
Legal Block	C
Legal Lot Number	94
Legal Unit	5
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3006
Census Tract	600

Owner

Source: Mecklenburg County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	623 E 10TH ST, CHARLOTTE, NC 28202-3129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Warranty Deed, Transfer · Conventional Mortgage BNY MELLON NA
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Feb 27, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jun 7, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Feb 27, 2019 · Amount on Record
Deed Document Number	202626084
Deed Book / Page	40269 / 981
Prior Transfer Date	Aug 27, 2015
Prior Transfer Doc	0000116306
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 16, 2026
Property Address	623 E 10TH ST, CHARLOTTE, NC 28202-3129
Document Number	0000026084
Book / Page	40269 / 981
Map Reference	MB 15583 PG 357
Instrument Date	Mar 9, 2026
Instrument	2026026084
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	HORIZON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6129 DEVERON DR, CHARLOTTE, NC 28211-4607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 E 10TH ST, CHARLOTTE, NC 28202-3129

Mortgage

Document Number	0000026085
Date	Mar 16, 2026
Instrument	2026026085

Lender

Name	BNY MELLON NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	SOFR Average 30-Day
Max Rate	9.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	623 E 10TH ST, CHARLOTTE, NC 28202-3129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130366
Date	Aug 19, 2020
Book Page	34945/453
Instrument	2020130366

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 27, 2019
Property Address	623 E 10TH ST, CHARLOTTE, NC 28202-3129
Document Number	0000021862
Book / Page	33313 / 321
Map Reference	MB 15583 PG 357
Instrument Date	Feb 22, 2019
Instrument	2019021862
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8555 BELLE DR, 8555, HIGHLANDS RANCH, CO 80129-2278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 E 10TH ST, CHARLOTTE, NC 28202-3129

Mortgage

Document Number	0000021863
Date	Feb 27, 2019
Instrument	2019021863

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 7, 2017
Property Address	623 E 10TH ST, CHARLOTTE, NC 28202-3129
Document Number	0000075218
Book / Page	031861 / 000878
Instrument Date	Jun 2, 2017
Instrument	75218
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	INVESTORS TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13112 ATKINS CIRCLE DR #302 CHARLOTTE NC 282773770, 302, CHARLOTTE, NC 28277-3770

Mortgage

Document Number	75219
Date	Jun 7, 2017
Book Page	031861/000881
Instrument	75219

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$383,909 Building $383,909	$383,909 Building $383,909
2024	$3,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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