623 Dakota Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 623 Dakota Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,360 sqft · built 1910
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$197,000 (Jan 2021)
Tax Bill$2,714 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN76834

Property Details

APN / Parcel Number

Primary APN76834
Alternative APN
  • 012630000100370130

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,360 sqft Heated Area
Gross Area2,005 sqft
1st Floor Area1,200 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1980
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeMixed
Garage Area240 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area305 sqft
Deck Area372 sqft
FenceFence
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number76834
Street Address623 DAKOTA AVE
CitySAINT CLOUD
StateFL
Zip34769-2773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 37 LOTS 13, 14 & 15 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block37
Legal Lot Number2,13-15 14
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3067
Census Tract43400

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address623 DAKOTA AVE, SAINT CLOUD, FL 34769-2773
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 5, 2021 · Amount on Record
Deed SaleJan 5, 2021 · Amount on Record
Prior SaleDec 13, 2012 · Amount on Record
Deed Document Number2021001378
Deed Book / Page5865 / 611
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 5, 2021
Property Address623 DAKOTA AVE, SAINT CLOUD, FL 34769-2773
Document Number0058650611
Book / Page5865 / 611
Map ReferenceMB B PG 33&34
Instrument DateJan 4, 2021
Instrument2021001378
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,379.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address623 DAKOTA AVE, 623, SAINT CLOUD, FL 34769-2773

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 DAKOTA AVE, SAINT CLOUD, FL 34769-2773

Mortgage

Document Number0005865613
DateJan 5, 2021
Instrument5865/613
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,714.00 (+6.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$199,556 (+5.99%)$224,400 (+10.76%) Land $55,000 Building $169,400
2023$2,541.00 (+3.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$188,284 (+3%)$202,600 (+10.83%) Land $50,000 Building $152,600
2022$2,445.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$182,800 Land $45,000 Building $137,800$182,800 Land $45,000 Building $137,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 98 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
incl. 12 condo units
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

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