623 Cosy Ln, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 623 Cosy Ln, Jackson, NJ 08527

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,248 sqft · built 1985
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on Record
Last Sale$420,000 (Dec 2025)
Tax Bill$5,543 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2025 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-11404-0000-00033

Property Details

APN / Parcel Number

Primary APN12-11404-0000-00033
Alternative APNs
  • 1200004000200001
  • 12000040200001

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area2,496 sqft
1st Floor Area1,248 sqft
Basement Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area21,780 sqft (0.5 acres)
PorchSlab
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Old Parcel Number12000040200001
Street Address623 COSY LN
CityJACKSON
StateNJ
Zip08527-4741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.50 AC
Legal SubdivisionMICHAEL ZAZERSKY PLAN
Legal Block11404
Legal Lot Number33
JurisdictionOCEAN NJ
Township / Civil DivisionJACKSON
Census Block Group3
Census Block3023
Census Tract717300

Owner

Source: Ocean County and Jackson Township records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address61 HARRISON AVE, 2J, BROOKLYN, NY 11211-8123
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Dec 12, 2025Deed, Construction Loan · Construction Mortgage
BROADVIEW CAPITAL LLC
Mar 5, 2018Loan Modification, Mortgage · Conventional Mortgage
MIDFIRST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2025 · Amount on Record
Deed SaleDec 12, 2025 · Amount on Record
Prior SaleMay 22, 2007 · Amount on Record
Deed Document Number202598744
Deed Book / Page20224 / 1706
Prior Transfer DateNov 15, 2004
Prior Transfer Doc0125910513
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address623 COSY LN, JACKSON, NJ 08527-4741
Transaction TypeMortgage
Record UpdatedJan 1, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 COSY LN, JACKSON, NJ 08527-4741

Mortgage

Document Number0188470385
DateDec 30, 2021
Book Page18847/385
Instrument2021184298
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

December 2025: Deed, Construction Loan

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateDec 12, 2025
Property Address623 COSY LN, JACKSON, NJ 08527-4741
Document Number0202241706
Book / Page20224 / 1706
Instrument DateDec 2, 2025
Instrument2025098744
Transaction TypeConstruction Loan
Record UpdatedJan 1, 2026
Title CompanyLAKE ABSTRACT INC, LAKELAND ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,407.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6387 SHALIMAR ST, PORT CHARLOTTE, FL 33981-6214

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 HARRISON AVE APT 2J, 2J, BROOKLYN, NY 11211-8123

Mortgage

Document Number2025098745
DateDec 12, 2025
Instrument2025098745
Lender
NameBROADVIEW CAPITAL LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOCEAN NJ
Property Address623 COSY LN, JACKSON, NJ 08527-4741
Document Number0170851992
Instrument DateMar 5, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 COSY LN JACKSON NJ 085274741, JACKSON, NJ 08527-4741

Mortgage

Document Number0170851992
DateApr 17, 2018
Book Page017085/001992
Instrument36566
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 16, 2048
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionJackson Township
Unified School DistrictJackson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$382,800 (-) Land $141,600 Building $241,200$382,800 (-) Land $141,600 Building $241,200
2025$5,543.00 (-10.15%)$382,800 (+65.79%) Land $141,600 Building $241,200$382,800 (+65.79%) Land $141,600 Building $241,200
2024$6,169.00 (+5.74%)
2023$230,900 Land $100,000 Building $130,900$230,900 Land $100,000 Building $130,900
2022$5,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 84% of New Jersey
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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