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623 Cookane Ave, Elgin, IL 60120 Property Records

Cook County property record for 623 Cookane Ave, Elgin, IL 60120 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,057 sqft · built 1925
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (Oct 2009)
Tax Bill$4,770 (2023)
Deeds & MortgagesNov 2020 Mortgage
Mar 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN06-19-120-005

Property Details

APN / Parcel Number

Primary APN06-19-120-005
Alternative APN
  • 06-19-120-005-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,057 sqft Living Area
1st Floor Area1,057 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1926
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address623 COOK KANE RD
CityELGIN
StateIL
Zip60120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(BLUFF) CITY ADD ELGIN ILLINOIS IN NW SEC 19-41-09
Legal Range09E
Legal Township41N
Legal Section19
Legal SubdivisionCITY ADD
Legal Block6
Legal Lot Number5
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1013
Census Tract804406

Owner

Source: Cook County records · APN 06-19-120-005

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1031 DEER CREEK RD, CARPENTERSVILLE, IL 60110-1955
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed of Trust, Mortgage · Conventional with PMI
FIRST FED'L SVGS BK
Mar 01, 2020Loan Modification, Mortgage · Conventional Mortgage
FIRST FED'L SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2009 · Amount on Record
Deed SaleOct 28, 2009 · Amount on Record
Prior SaleFeb 17, 2009
Deed Document Number200940058
Prior Transfer DateOct 16, 2006
Prior Transfer Doc0000002254
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address623 COOKANE AVE, ELGIN, IL 60120-8210
Document Number2034319117
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address623 COOKANE AVE ELGIN IL 601208210, ELGIN, IL 60120-8210

Mortgage

Document Number2034319117
DateDec 08, 2020
Instrument34319117
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressOTTAWA, IL 61350
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 07, 2050

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOOK IL
Property Address623 COOKANE AVE, ELGIN, IL 60120-8210
Document Number2015308094
Instrument DateMar 01, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 COOKANE AVE ELGIN IL 601208210, ELGIN, IL 60120-8210

Mortgage

Document Number2015308094
DateJun 01, 2020
Instrument15308094
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
Address633 LA SALLE ST, OTTAWA, IL 61350-2931
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4.37%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$21,000 (+16.67%) Land $4,620 Building $16,380$210,000 (+16.67%) Land $46,200 Building $163,800
2023$4,770.00 (-5.26%)
2022$5,035.00$18,000 Land $2,640 Building $15,360$180,000 Land $26,400 Building $153,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318044061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1997–2020)
Claims Outside the SFHA5 of 16
Most Recent ClaimMay 2020, rainfall accumulation
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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