Gadsden County property record for 623 Congo Rd, Chattahoochee, FL 32324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1961 |
| Lot Size | 0.593 acres (25,862 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-03-3N-6W-0450-00008-0010 |
| Primary APN | 2-03-3N-6W-0450-00008-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Heated Area |
| Gross Area | 1,820 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,862 sqft (0.593 acres) |
| Lot Width | 100 ft Width |
| Terrain | Other |
| Porch | Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1100430000 |
|---|---|
| Street Address | 623 CONGO RD |
| City | CHATTAHOOCHEE |
| State | FL |
| Zip | 32324-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 230 P 47 LOT 1, BLOCK 8, MO |
| Legal Range | 06W |
| Legal Township | 03N |
| Legal Section | 03 |
| Legal Subdivision | MORGAN-BOYKIN SUB |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | CHATTAHOOCHEE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 20400 |
Source: Gadsden County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 623 CONGO RD, CHATTAHOOCHEE, FL 32324-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 623 CONGO RD, CHATTAHOOCHEE, FL 32324-2409 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 623 CONGO RD, CHATTAHOOCHEE, FL 32324-2409 |
| Document Number | 0008970691 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 897/691 |
| Instrument | 210004911 |
| Name | ENVISION CU |
|---|---|
| Type | Credit Union |
| Address | TALLAHASSEE, FL 32301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 13, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Gadsden County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Municipality | Chattahoochee City |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $49,620 (+5.98%) | $88,490 (+4.11%) Land $10,300 Building $78,190 |
| 2023 | Disabled Person's exemption Veteran's exemption | $46,818 | $84,997 Land $8,000 Building $76,997 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1991–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHATTAHOOCHEE serves 2,959 people · EPA ID FL1200134 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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