623 Concord Rd, Gates, TN 38037 Property Records

Lauderdale County property record for 623 Concord Rd, Gates, TN 38037

Property Summary

Property Type	Single Family Home
Details	1 ba · 976 sqft · built 1948
Lot Size	1.27 acres (55,353 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Aug 2023)
Tax Bill	$287 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049073 00300`

Property Details

APN / Parcel Number

Primary APN	`049073 00300`
Alternative APN	`073 00300`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	976 sqft Living Area
1st Floor Area	976 sqft
Attic	Attic
Attic Area	976 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	55,353 sqft (1.27 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	12 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Street Address	623 CONCORD RD
City	GATES
State	TN
Zip	38037-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: F10
Jurisdiction	LAUDERDALE TN
Township / Civil Division	7
Census Block Group	3
Census Block	3017
Census Tract	50400

Owner

Source: Lauderdale County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 732189, DALLAS, TX 75373-2189
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Prior Sale	Dec 4, 1965
Deed Document Number	2023203794
Deed Book / Page	794 / 563
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Aug 23, 2023
Property Address	623 CONCORD RD, GATES, TN 38037-5421
Document Number	000794/563
Book / Page	794 / 563
Instrument Date	Aug 18, 2023
Instrument	203794
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$344.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 CONCORD RD, GATES, TN 38037-5421

Mortgage

Document Number	0000203795
Date	Aug 23, 2023
Instrument	203795

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	000794/589
Date	Aug 23, 2023
Book Page	794/589
Instrument	203796

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	GATES, TN 38037

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$287.00 (+14.34%)	$11,300 (-) Land $1,875 Building $9,425
2023		$11,300 (-) Land $1,875 Building $9,425
2022		$11,300 Land $1,875 Building $9,425
2021			$45,200 Land $7,500 Building $37,700
2018	$251.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1998–2013)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUDERDALE CO WATER SYSTEM serves 9,092 people · EPA ID TN0000581
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Forked Deer Connect Fiber	2,500 / 1,250
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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