Stanly County property record for 623 Coble Ave, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,537 sqft · built 2006 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Apr 2026) |
| Tax Bill | $5,325 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 653804819651 |
| Primary APN | 653804819651 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,537 sqft Finished Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 150 ft deep x 237 ft wide |
| Garage Type | Attached |
| Garage Area | 605 sqft |
| Porch | Porch |
| Porch Area | 428 sqft |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 1555213 |
|---|---|
| Street Address | 623 COBLE AVE |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-5511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | HSE 623 COBLE AVE 653820068 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 931202 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 623 COBLE AVE, ALBEMARLE, NC 28001-5511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 20, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE |
| Apr 22, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 13, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Jul 13, 2018 · Amount on Record |
| Deed Document Number | 2026487023 |
| Deed Book / Page | 1915 / 1562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 20, 2026 |
| Property Address | 623 COBLE AVE, ALBEMARLE, NC 28001-5511 |
| Document Number | 0000487023 |
| Book / Page | 1915 / 1562 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026487023 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 COBLE AVE, ALBEMARLE, NC 28001-5511 |
| Document Number | 0000487024, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026487024 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 623 COBLE AVE, ALBEMARLE, NC 28001-5511 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000446110 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 1783/758 |
| Instrument | 446110 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 13, 2018 |
| Property Address | 623 COBLE AVE, ALBEMARLE, NC 28001-5511 |
| Document Number | 0000401693 |
| Book / Page | 001648 / 001420 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 401693 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $884.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 623 COBLE AVE ALBEMARLE NC 280015511, ALBEMARLE, NC 28001-5511 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,325.00 | $475,509 (-) Land $32,350 Building $443,159 | $475,509 (-) Land $32,350 Building $443,159 |
| 2025 | $5,325.00 (+13.23%) | $475,509 (+23.34%) Land $32,350 Building $443,159 | $475,509 (+23.34%) Land $32,350 Building $443,159 |
| 2023 | $4,703.00 | $385,535 Land $15,713 Building $369,822 | $385,535 Land $15,713 Building $369,822 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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