623 Co Rd 4, Howard, CO 81233 Property Records

Fremont County property record for 623 Co Rd 4, Howard, CO 81233

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1988
Lot Size	1.17 acres (51,264 sqft)
Owner	Individual Name on File
Tax Bill	$1,195 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R028807`

Property Details

APN / Parcel Number

Primary APN	`R028807`
Alternative APN	`98404290`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	51,264 sqft (1.17 acres)
Garage Type	Carport
Garage Area	225 sqft
Carport	Carport
Carport Area	225 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R028807
Street Address	623 COUNTY ROAD 4
City	HOWARD
State	CO
Zip	81233-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT C LEISURE HILLS #II REF FROM 984-04-140
Legal Subdivision	LEISURE HILLS #II
Legal Lot Number	C
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	1
Census Block	1024
Census Tract	979001

Owner

623 Co Rd 4 is owned and occupied by an individual.

Source: Fremont County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	623 COUNTY ROAD 4, HOWARD, CO 81233-9610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Special Warranty Deed, Transfer · Conventional Mortgage HIGH COUNTRY BANK
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jan 17, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jul 20, 2023
Property Address	623 COUNTY ROAD 4, HOWARD, CO 81233-9610
Document Number	0001028962
Instrument Date	May 26, 2023
Instrument	1028962
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	623 COUNTY ROAD 4, HOWARD, CO 81233-9610

Mortgage

Document Number	0001028963
Date	Jul 20, 2023
Instrument	1028963

Lender

Name	HIGH COUNTRY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	623 COUNTY ROAD 4, HOWARD, CO 81233-9610
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 COUNTY ROAD 4, HOWARD, CO 81233-9610

Mortgage

Document Number	0001017349
Date	Jun 13, 2022
Instrument	1017349

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	623 COUNTY ROAD 4, HOWARD, CO 81233-9610
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 COUNTY ROAD 4, HOWARD, CO 81233-9610

Mortgage

Document Number	0001011579
Date	Jan 17, 2022
Instrument	1011579

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 623 Co Rd 4 was $1,195, up 100.8% from the year before.

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,195.00 (+100.84%)	$22,746 (+28.62%)	$363,929
2024	$595.00 (-1.65%)	$17,685 (+47.5%)
2023	$605.00 (+1.17%)	$11,990 (-3.92%)	$263,958 (+47.01%)
2022	$598.00	$12,479	$179,557

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 623 Co Rd 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Co Rd 4 is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hilltop Broadband Fixed Wireless	50 / 15

May also be available: CenturyLink.

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