623 Co Rd 3130, Bonham, TX 75418 Property Records

Fannin County property record for 623 Co Rd 3130, Bonham, TX 75418

Property Summary

Property Type	General Agricultural/Rural
Details	2 ba · 2,115 sqft · built 2008
Lot Size	27.7 acres (1,209,269 sqft)
Owner	Individual Name on File
Tax Bill	$6,254 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1002-006-0000-05`

Property Details

APN / Parcel Number

Primary APN	`1002-006-0000-05`
Alternative APN	`83182`

Interior

Full Baths	2 Baths
Building Area	2,115 sqft Total Area
1st Floor Area	1,950 sqft
Flooring	Carpet

Exterior

Year Built	Built 2008
Exterior Material	Vinyl
Construction Type	Wood Frame
Lot Area	1,209,269 sqft (27.7 acres)
Garage Type	Attached
Garage Area	900 sqft
Porch	Porch
Porch Area	700 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1002-006-0000-05
Old Parcel Number	83182
Street Address	623 COUNTY ROAD 3130
City	BONHAM
State	TX
Zip	75418-9112
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	A1002 W SAUNDERS, ACRES 27.761
Legal Subdivision	WILLIAM SAUNDERS SURV ABS 1002
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	3
Census Block	3002
Census Tract	950701

Owner

623 Co Rd 3130, an agricultural property, is owned and occupied by an individual who acquired it in October 2020.

Source: Fannin County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	304 SHADY HILL DR, RICHARDSON, TX 75080-1942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST CO
Oct 29, 2020	Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020
Deed Sale	Oct 29, 2020
Prior Sale	Sep 17, 2007
Deed Document Number	2020006798
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	623 COUNTY ROAD 3130, BONHAM, TX 75418-9112
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020000614
Date	Feb 3, 2020
Instrument	2020000614

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Oct 29, 2020
Property Address	623 COUNTY ROAD 3130, BONHAM, TX 75418-9112
Document Number	2020006798
Instrument Date	Oct 27, 2020
Instrument	2020006798
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	FANNIN COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5, GOBER, TX 75443-0005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 SHADY HILL DR, RICHARDSON, TX 75080-1942

Mortgage

Document Number	2020006799
Date	Oct 29, 2020
Instrument	2020006799

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$662,241 Land $355,022 Building $307,219	$662,241 Land $355,022 Building $307,219
2024	$6,254.00
2023		$443,650 Land $308,480 Building $418,170	$726,650 Land $308,480 Building $418,170
2018	$4,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Co Rd 3130 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Co Rd 3130 is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOBER MUD serves 459 people · EPA ID TX0740024
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	60 / 6
Rise Broadband Fixed Wireless	25 / 5
Zulu Internet Fixed Wireless	10 / 1

May also be available: Peoples Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 3130

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