623 Calle Miguel, San Clemente, CA 92672 Property Records

Orange County property record for 623 Calle Miguel, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,279 sqft · built 1974
Lot Size	0.253 acres (11,016 sqft)
Owner	2 Individual Names on File
Last Sale	$2,415,000 (Sep 2026)
Tax Bill	$16,368 (2025)
Deeds & Mortgages	Sep 2026 Sale Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`690-272-10`

Property Details

APN / Parcel Number

Primary APN	`690-272-10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,279 sqft Living Area
1st Floor Area	2,279 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,016 sqft (0.253 acres)
View / Lot	Good
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	623 CALLE MIGUEL
City	SAN CLEMENTE
State	CA
Zip	92672-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8597 BLK LOT 47
Legal Subdivision	TRACT 8597 IN THE CITY OF SAN CLEMENTE
Legal Tract	8597
Legal Lot Number	47
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1011
Census Tract	42113

Owner

623 Calle Miguel is owned by two individuals who bought it in September 2026.

Source: Orange County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 VIA LA SELVA, REDONDO BEACH, CA 90277-6504
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 3, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Oct 3, 2022 · Amount on File
Deed Document Number	2026258544
Prior Transfer Date	Sep 27, 2022
Prior Transfer Doc	0000323294
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 11, 2026
Property Address	623 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2119
Document Number	0000258544
Instrument Date	Aug 14, 2026
Instrument	2026258544
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$268,306.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 VIA LA SELVA, REDONDO BEACH, CA 90277-6504

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	623 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2119
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2119

Mortgage

Document Number	0000341380
Date	Dec 9, 2025
Instrument	2025000341380

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	623 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2119
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2119

Mortgage

Document Number	0000341379
Date	Dec 9, 2025
Instrument	2025000341379

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 3, 2022
Property Address	623 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2119
Document Number	0000323295
Map Reference	MB 344 PG 7-11
Instrument Date	Sep 8, 2022
Instrument	2022000323295
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	623 CALLE MIGUEL, SAN CLEMENTE, CA 92672-2119

Mortgage

Document Number	0000323296
Date	Oct 3, 2022
Instrument	2022000323296

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 623 Calle Miguel was $16,368.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,653,361 (+2%) Land $1,471,996 Building $181,365
2025	$16,368.00	$1,620,943 Land $1,443,134 Building $177,809
2023	$15,755.00 (+280.37%)	$1,558,000 Land $1,387,095 Building $170,905
2022	$4,142.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 623 Calle Miguel in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Calle Miguel is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Calle Miguel

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures