St. Charles County property record for 623 Clarence Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 1967 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,000 (Jul 2024) |
| Tax Bill | $3,404 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2024 Foreclosure + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 949860A000 |
| Primary APN | 949860A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 3,480 sqft |
| 1st Floor Area | 1,450 sqft |
| Basement Area | 1,450 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.276 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 949860A000 |
|---|---|
| Street Address | 623 CLARENCE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MAMELLES HILLS #1 LOT 1 |
| Legal Subdivision | MAMELLES HILLS #1 |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 310202 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 623 CLARENCE DR, SAINT CHARLES, MO 63301-0185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 14, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage CHAD MCLVER |
| Feb 5, 2024 | Trustee's Deed, Foreclosure |
| Aug 31, 2017 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Aug 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2024 · Amount on Record |
| Deed Sale | Jul 24, 2024 · Amount on Record |
| Prior Sale | Feb 14, 2024 · Amount on Record |
| Deed Document Number | 202429387 |
| Prior Transfer Date | Jan 8, 2024 |
| Prior Transfer Doc | 0000004639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 14, 2024 |
| Property Address | 623 CLARENCE DR, SAINT CHARLES, MO 63301-0185 |
| Document Number | 0000005895 |
| Map Reference | MB 9 PG 15 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 2024R-005895 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Title Company | VISION TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 RED CEDAR CT, SAINT CHARLES, MO 63303-6700 |
| Document Number | 0000005896 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 2024R-005896 |
| Name | CHAD MCLVER |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 5, 2024 |
| Property Address | 623 CLARENCE DR, SAINT CHARLES, MO 63301-0185 |
| Document Number | 0000004639 |
| Map Reference | MB 9 PG 15 |
| Instrument Date | Jan 8, 2024 |
| Instrument | 2024R-004639 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1500 HERITAGE MANOR CT, SAINT PETERS, MO 63303-8483 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 623 CLARENCE DR, SAINT CHARLES, MO 63301-0185 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067992043 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 6799/2043 |
| Instrument | 20170831000547790 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 796 Months |
| Due | Dec 15, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.35% |
| Type Change Date | Sep 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 623 CLARENCE DR, SAINT CHARLES, MO 63301-0185 |
| Document Number | 0067992058 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 623 CLARENCE DR ST CHARLES MO 633010185, ST CHARLES, MO 63301-0185 |
| Document Number | 0067992058 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 006799/002058 |
| Instrument | 547800 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 792 Months |
| Due | Aug 30, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.35% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 19, 2017 |
| Property Address | 623 CLARENCE DR, SAINT CHARLES, MO 63301-0185 |
| Document Number | 0067460149 |
| Book / Page | 006746 / 000149 |
| Instrument Date | May 19, 2017 |
| Instrument | 307560 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 CLARENCE DR ST CHARLES MO 633010185, ST CHARLES, MO 63301-0185 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,487 (+6.37%) | $281,511 (+6.37%) Land $60,000 Building $221,511 | |
| 2025 | $3,404.00 (+0.89%) | $50,284 (+3.81%) | $264,650 (+3.81%) Land $60,000 Building $204,650 |
| 2024 | $3,374.00 | ||
| 2023 | $48,440 | ||
| 2022 | $254,948 Land $40,000 Building $214,948 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 151 (1979–2022) |
| Claims Outside the SFHA | 8 of 151 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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