Berrien County property record for 623 Circle Ridge Dr, Buchanan, MI 49107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,153 sqft · built 1975 |
| Lot Size | 0.466 acres (20,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Aug 2002) |
| Tax Bill | $1,936 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-7080-0106-00-7 |
| Primary APN | 14-7080-0106-00-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,153 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Lot Area | 20,299 sqft (0.466 acres) |
| Lot Dimensions | 188 ft deep x 108 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 623 CIRCLE RIDGE DR |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-9433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOT 106 SAMSON TERRACE NO 3 |
| Legal Subdivision | SAMSON TERRACE #3 |
| Legal Lot Number | 106 |
| Legal Unit | 106 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20400 |
623 Circle Ridge Dr is owned and occupied by an individual who acquired it in July 2012.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 623 CIRCLE RIDGE DR, BUCHANAN, MI 49107-9433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2002 · Amount on File |
| Deed Sale | Aug 20, 2002 · Amount on File |
| Prior Sale | Apr 24, 1987 · Amount on File |
| Deed Book / Page | 2282 / 1509 |
| Last Transfer Date | Jul 16, 2012 |
| Transfer Doc | 03008/2588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 623 CIRCLE RIDGE DR, BUCHANAN, MI 49107-9433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 623 CIRCLE RIDGE DR, BUCHANAN, MI 49107-9433 |
| Document Number | 03423/1127 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 3423/1127 |
| Instrument | 2024402612 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 623 Circle Ridge Dr was $1,936 with a homeowner's exemption, up 2.4% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Buchanan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,500 (+5.89%) | $241,000 (+5.89%) | |
| 2025 | $1,936.00 (+2.38%) Homeowner's exemption | $113,800 | $227,600 |
| 2024 | $1,891.00 | ||
| 2023 | $76,200 | $152,400 | |
| 2022 | $1,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 623 Circle Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 623 Circle Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber, T-Mobile.
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