623 Champ Trl, Crestview, FL 32539 Property Records

Okaloosa County property record for 623 Champ Trl, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,517 sqft · built 2025
Lot Size0.209 acres (9,100 sqft)
Owner2 Individual Names on File
Last Sale$399,900 (Jun 2025)
Tax Bill$277 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-180-3215-0

Property Details

APN / Parcel Number

Primary APNC56-001-180-3215-0
Alternative APNs
  • 27-3N-23-1781-0000-2060
  • 23N327178100002060

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,517 sqft Living Area
Gross Area3,112 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area9,100 sqft (0.209 acres)
Garage TypeAttached
Garage Area357 sqft
PorchFinished/Open Porch
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address623 CHAMP TRL
CityCRESTVIEW
StateFL
Zip32539-6764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOAL RIVER LANDING PH 3B LOT 206
Legal SubdivisionSHOAL RIVER LANDING
Legal Lot Number206
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2055
Census Tract20701

Owner

623 Champ Trl is owned by two individuals who bought it in June 2025.

Source: Okaloosa County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2016 N CHELTON RD, COLORADO SPRINGS, CO 80909-1406
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on File
Deed SaleJun 30, 2025 · Amount on File
Deed Document Number20253761587
Record UpdatedSep 20, 2026

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 30, 2025
Property Address623 CHAMP TRL, CRESTVIEW, FL 32539-6764
Document Number0003761587
Map ReferenceMB 31 PG 24-26
Instrument DateJun 24, 2025
Instrument3761587
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 9, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,799.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 SCHUBERT DR, PENSACOLA, FL 32504-6961

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 N CHELTON RD, COLORADO SPRINGS, CO 80909-1406

Mortgage

Document Number0003761588
DateJun 30, 2025
Instrument3761588
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 623 Champ Trl was $277.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$277.00$47,235 Land $47,235$47,235 Land $47,235

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 623 Champ Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Champ Trl is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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